We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Question on Bank statements..

Just out of interest will I need my last 3 months bank statements if I am remortgaging with the same mortgage provider?

Or does it depend on provider....?

terry
:j

Comments

  • RedTomato
    RedTomato Posts: 80 Forumite
    Abbey didn't ask for anything from me but guess it depends...
  • raq
    raq Posts: 1,716 Forumite
    When we re-morgaged we never had 3 months of bank statements. Just depends I suppose.
    :A Tomorrow's just another day - keep smiling
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    If you stay with the same lender you are not re-mortgaging. You are switching deals only

    If you do stay with your current lender and are not increasing your borrowing or changing anything, they should not really need to ask for any documents

    HTH
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • moj1966
    moj1966 Posts: 198 Forumite
    we never had to show earning when re morgaging but we had loads of equity in property and was told the bank was not worried about getting there money back.
    This was with the Halifax
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.