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Urgent - Problem With Experian Credit Report

Hi

We are looking at applying for a mortgage with Britannia building society. The problem is that the information on Experian is at least 3 years out of date, and their is a lot of information missing. According to Experian we aren't even on the electoral role! This in turn has given us a fair rating.

We have tried Noddle and all the information on their is correct and my partner is classed as low risk.

I am wondering what we can do to correct this issue. Time is of the importance and the mortgage application is meant to be made within the next couple of weeks.

Thanks

Comments

  • kingstreet
    kingstreet Posts: 39,307 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you are on the voter's roll, I can only suggest contacting Experian and discussing the issue with them.

    Is there confusion over the address being used?

    Ensure you are using the full postal address as shown here;-

    http://www.royalmail.com/postcode-finder
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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