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Estate Agent Mortgage Advisors..

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  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Most estate agents are tied advisers or work off a panel through some mortgage network. same goes also for brokers who work through networks. very few are truly independent whole of market. paying a fee does not mean anything.


    Not entirely true - members of the sesame mortgage network do not have a panel and therefore are true whole of market, and members of the Pink mortgage network have a panel of about 60 lenders i.e. most of them, but can go off panel and recommend any lender they like so long as it is justified i.e. it was the better product for the client.

    Directly authorised intermediaries are not panelled whatsoever, and can access exclusives through mortgage clubs such as premier mrotgage services and Legal and General, but they are not always privvy to the network exclusives as the AR's of mortgage networks are
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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