📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Changes terms and conditions of loan conditions

Options
I have a loan with MBNA Europe. However since I have had the loan, MBNA Europe have changed some terms and conditions of the loan. I have just read the terms and conditions and I noticed that with in them they have pout in place a later charge clause of £25.00. Althought this does not affect me as I pay promptly, I was wondering if I could tell them to scratch out that Late Charge clause as I am not happy with it, and also as it is not entirely legal, as per banks charges etc.

Surely, we as customers can change terms and conditions just as easily as the banks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.