📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First time buyer ?

Hi

My partner and I are going to see a mortgage advisor tomorrow.

Just wondering what my buying status is.

I owned a property with an ex partner between Dec 2002-March 2006. It no longer shows on my credit file.

Am I a first time buyer again now?

Comments

  • ACG
    ACG Posts: 24,678 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Depends on the lender. Some will say anything over x amount of years your classed as a first time buyers - others will say your not.
    For the purposes of stamp duty your not a first time buyer.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.