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Debt free at last!!!!!!!!!!!!!1

I have just paid off the last full and final offer - lousy offers but at least I am done with it all, 4 months before retirement.

I began my debt management plan with Payplan 7 years ago almost to the day - they have been a life saver. My partner and my mother gave me enough money to make final offers to 16 creditors. My credit record is wrecked but I don't care - wouldn't want any more credit anyway.

To those of you still in the midst of it all, it does get better, it does end and there is life after debt!!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
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Comments

  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    wow!!! Well done Poppy! I am really pleased for you. Cant wait to join you in being debt free, not long now for me!
  • Very well done :D :T
    Wealth is what you're left with when all your money runs out
  • Woooo!

    I love reading success stories, well done :j
    :hello: LBM - January 2009
    CCCS [STRIKE]£36,813[/STRIKE] £26,531.70 :)
    Picture [STRIKE]£32,000[/STRIKE] £30,106.73 :)
    Proud to be dealing with my debts!

    £10 a day challenge - October 2012: £158.31/£310
  • amazing well done.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • poppy52
    poppy52 Posts: 186 Forumite
    Debt-free and Proud!
    The one thing I will not do is look back and worry about how I could have been so stupid in the first place or think about what I could have done with all the money that I have paid over the last 7 years! I want to put it all behind me and move on. I have managed to live without credit for 7 years so can continue without it. I am much better with money now. My main regret is how much worry it has caused me and my family, especially before I went on the debt management plan - sleepless nights, scared to answer the phone or open the post.

    My partner isn't here at the moment - perhaps I will treat myself to a Chinese takeaway!
  • Well done Poppy :T. It's a great feeling isn't it?

    Now look forward to a long and happy debt free retirement.

    Xxx
    Well Behaved women seldom make history

    Early retirement goal... 2026

    Reduce, reuse, recycle .
  • Mort
    Mort Posts: 552 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Congratulations, I hope you got the Chinese.
    Proud to have dealt with my debts, became debt free on 03/11/2011. Repaid £54,723.41 LBM May 2006.
    Debt Free Roll Of Honour #504
    Mortgage Free from October 2019
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done Poppy! You definatly deserve that Chinese! x
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • Very Well Done!!!
  • Congratulations and Well done

    What's the plan now?

    HHx
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