Black Horse HP

dannyscun

Hi All.

I took out car finance with Black horse in may for my first car,

The payments are £119, but they used to come out on the 19th of every month, i get paid on the 26th, so i rang to change the date and they said there would be a fee of £33 to do this.

Is this fee a one off fee, or is it every month?
If its every month can i change the date back to the normal date?

Cheers

EDIT: Should have mentioned that i changed the payment date to the first of the month

SeanG79

It will be a one off admin fee for making the change

pheonixrising21

SeanG79 wrote: »

It will be a one off admin fee for making the change

Its also very easy money as all it takes is a few clicks of a button for someone at the end of the phone!

Best way to get around it is to cancel the DD at your bank, ring up BH to make a manual payment for that month and then ask them to set up a new DD for the date of your choice. Be sure to check the DD is set up in time for the next payment date and your statement says that payment will be by DD.

dannyscun

As long as it just a one off admin fee them im not too bothered about it. Just didnt want it to be a monthly addition every month to my finance.