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The Autumnal October NSD Challenge
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Hi, I NEED this thread this month due to being extra poor for some reason
. Can you please put me down for 25 nsd's this excludes dd's or scheduled bills
Thanks
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
So excited to finally join this challenge!! I joined MSE mid way through September so missed last months boat! :cool:
Please put me down for... 21 NSDs :money:
* excludes DDs & extra CC payments.CC1 - [STRIKE]£8746[/STRIKE] £2801 71%LBM September 2012 - Current DFD Oct 14
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After a great September, I'll push the boat out and go for 25 NSDs and 10 in a row - wish me luck:D."Whether you think you can, or you think you can't -- you're right" - Henry Ford0
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i need to seriously up my game to I am going for 12 NSDs, over double my previous month. with 3 x 2in a row.
i have £264.9 of disposable income and I have this to fund on this so far, wish me luck!
SALLY NIGHT OUT
EMMA DAY TRIP
CONFERENCE
CONFERENCE TRAIN TICKETS
OH AND A HOLIDAY:eek:IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
Savings 12k in 2013: NUMBER 093 = 1100.31/4000
Wedding fund 1045/3500 LOL!
Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/300 -
Hi All,
Well I managed to lose track *again* last month - so am back on track and determined!!!
This month I pledge:
15 No Spend Days + 5 in a row
Good luck everyone!!!
⭐ DEBT FREE : 18/02/2025 ⭐
Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
Be kind - Eat well - Exercise - Be mindful0 -
Be aswel sign in at 31 NSDs! Im going for it!:eek:Living frugally at 24 :beer:
Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post697977710 -
I used to be a regular but been off the site for a couple of years, I am back and intend on getting back on track, starting with a NSD challenge. I am on holiday for a few days but I am still going to go for 10nsd's. I won't include my dd's, extra payment towards debts or my bus fare to work as for me the challenge is just to stop money burning a hole in my pocket.
ThankyouInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
Thank you Freeby. Really appreciate the effort you put in.0
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Thank-you for running this thread. I found the September thread very supportive and helped me identify the causes of my silly spending!!! This means we can save to do the home improvements and maybe go on holiday next year.:beer:
After reaching my target in September I'm going to raise it to 10NSD with 4 x 2 days in a row.:j:j:j:j:j
I'm excluding any direct debits payments because they leave the bank account without me thinking about. I'm also not going to buy any bottles or cans of diet coke whilst out and about. This is frequently the start of my downfall on silly spending:(:(
Good luck everyone :T:T:T:T0 -
Hi guys! :wave:
Put me down for 19 No Buying Lunch days, please: I'm allowed Chicken Curry & Chips Friday, though!
And this month I will not f-f-f...no can't say it...you'll make me swab the decks again!Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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