The Autumnal October NSD Challenge

gien

Hooray! Got NSD no 3 today, and I'm aiming high for tomorrow too.
As it's just 10 weeks til Christmas I've started a diary to keep myself in check and stop me from blowing the budget and busting the scales!

solventsoon

Hi lovely people :wave:

And here comes Tuesday’s update. Lots more NSDs today, well done everyone:T:T

Well done to:

:j:j:jfreeby - yay to no 15, only 5 more to get now that’s brilliant
Sorry you’re feeling like poo today, hope you managed to get through the day x:A

:j:j:jLoubell83 - yay to no 7. You’re well over halfway, you can do it!

:j:j:jMuffinTops - yay to no 4, that’s fab. You’re nearly halfway now, keep going

:j:j:jMotoko - yay to another 2 NSDs, that’s brilliant. Fingers crossed for another one today

:j:j:jHeadAboveWater - yay to no 4, I knew you could do it!
The leg waxing was definitely an offer not to be resisted but if you hadn’t saved the £10 last week you’d probably have no chance of keeping to your monthly budget.... there’s always a positive side to everything if you look hard enough;)

:j:j:jVictoria Ke - yay to no 5, you’re doing brilliantly, keep going:)

:j:j:jbeanie - yay to no 12, you’re doing brilliantly as always.
Hope you’re feeling a bit better today xx:A

:j:j:jmissyv30 - yay to nos 4 and 5 and 2 in a row, that’s fab.
I’m so sorry you’re feeling rubbish again, that’s not good. Sending you some big (((hugs))) and hope the docs work out what the problem is finally:A

:j:j:jwannabe_in_credit - yay to no 2, that’s fab. You’re definitely on a roll now, keep going:)

:j:j:jmarmite - yay to no 8, that’s fab. You’re over halfway now keep going:)

:j:j:jEverTheOptimist - yay to no 5, nearly halfway now, keep going
Well done for some organised spending and for managing to make your petrol stretch another day:T

:j:j:jkerri - yay to no 5, you’re doing brilliantly, keep going
Oooh dins tonight sounds yummy and very MSE:money:

:j:j:jFrugal Saver - yay to no 4, nearly halfway now, keep going:)

:j:j:jsouthernbelle - yay to no 6. You’re doing brilliantly keep going:)

:j:j:jGiggles86 - yay to no 5, halfway now you can do it!
Good news that you’re enjoying the new job, hopefully the exhaustion will ease once you start getting used to the job:A

:j:j:jmcjordi - yay to nos 5 and 6, you’re definitely on a roll, keep going:)

:j:j:jlotti379 - yay to no 4, you’re over halfway now you can do it
Eeek to the phone bill and the looming cold, hope you feel better soon x:A

:j:j:jsilvasava - yay to another 2 NSDs, that’s brilliant
Oh dear, hope your car is OK and isn’t going to cost you too much:(

:j:j:jgien - yay to no 3, that’s fab, and fingers crossed for tomorrow as well, you can do it
Well done for being organised wth the diary:)


Hello to:

sf - hope you enjoyed your meal out:)

flubberyzing - thanks for the vodka, feeling much better now.:D Hope today’s spends weren’t too serious and fingers crossed your agency comes up with some work for the rest of the week.... and they did. Good luck for tomorrow, I’m sure you’ll do brilliantly:T

p0lly - you’re doing brilliantly, no need to beat yourself up over petrol and stamps. In any case, petrol’s a necessary spend unfortunately, lots of us here don’t include it as a spend because of that. Fingers crossed for no 8 tomorrow.... you can do it:A

Nargle - hmmmm.... burgers... I think I’d almost prefer a manky kipper.:rotfl:
Fingers crossed for some NSDs later in the week:)

BDINI - oh dear another one with the dreaded lurgy:(
(((Hugs))) hun hope you feel better soon x:A

Pickle - lunch wasn’t too bad, it could have been a lot worse. Hope you managed to sort out lunch for tomorrow:)

solventsoon

Ooops, forgot my own NSD:o:o:o

No 12 + 1 for me please freeby.... not that I'm superstitious you understand, I just don't want to tempt fate;)

'night everyone :wave:

freebyfifty

Good Morning

NSD #16 yesterday :T

The sick ward seems to be filling up. Hope everyone is taking good care of themselves because if not Igor's threatening to come round with his hypodermic :eek:

Have a great hump day

MuffinTops

GET WELL SOON to all who need it.

I managed another NSD yesterday so I'm halfway there! NSD 5 has been hit and defeated. Signature update now!

Today has started dreary but I have it on good authority that it will pick up and be a nice crisp autumnal day! I love days like that!

Motoko_2

Yesterday was day number 5 for me :j
Quite impressed with my self, especially since I had a slow start!

slowlyfading

NSD 10 for me today.

The weather is awful here today miserable.

Have a good day everyone

The_Dragon

Managed #11 yesterday :j:j, hopefully today will be another one as I am waiting in for Occupational Therapy to turn up

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all :hello:

Got my 10th NSD thank you :A

IF…x