Wonga Issues!

dealer_wins

Amazing how they managed to correctly guess your neighbours full name. 1 in a million chance!!

BugsyBrowne

Think theirs something the OP isn't telling us.

Tixy

Wonga don't do guarantor loans. There is no chance that they are legal guarantors for a loan they know nothing about.

Some debt collectors have been known to use the nasty habit of writing to people's neighbours address in relation to debts or asking if they know where the person lives now as they owe money etc - in an attempt to embarrass the debtor.

Obviously this is not acceptable and against the data protection act and it is specifically mentioned an unacceptable in the OFT debt collection guidance.
If there is a letter from a debt collector to your neighbour that mentions anything about you and your debts then you need to report the debt collector.

mush1989

When I was in a mess with money, I rang Wonga explained my situation and set up a payment plan of £50.00 per month. They stopped the fees for me.

Try giving them a ring and be honest with them.

DCFC79

Peelerfart wrote: »

Wonder what the letter said ?

Im beginning to wonder as well, if it exists at all.

dealer_wins wrote: »

Amazing how they managed to correctly guess your neighbours full name. 1 in a million chance!!

Yes its amazing that is ?

BugsyBrowne wrote: »

Think theirs something the OP isn't telling us.

Yes i wonde rif the neighbour made a payment as the OP didnt have the funds for a particular month

Lou67

EllaBeagle wrote: »

Surely thats going against data protection!

I feel your pain. I too have got stuck on the wonga rollercoaster and can't get off. So easy done due to unexpected circumstances.

You start off with the best intentions, plan to pay it back and then something happens beyond your control.

To the posters with nothing constructive to say, don't say nothing at all. Times may not be so bad for you but they are for others. Peoples circumstances change quickly and with no warning.

Well said Ella. Some people are too quick to judge and be mean with knowing the full story.

Re the OP's post.... I don't know why WONGA would use anyone's neighbour as a guarantor without their consent, but if this did happen; it's wrong.

opinions4u

Lou67 wrote: »

Well said Ella. Some people are too quick to judge and be mean with knowing the full story.

Re the OP's post.... I don't know why WONGA would use anyone's neighbour as a guarantor without their consent, but if this did happen; it's wrong.

I'll judge the story.

It is somewhere between "riddled with inaccuracies" and "a complete fabrication".

It certainly didn't happen the way it's been described.

chilliphoto

you can easily get data about who lives where from a company called 192.com its very easy to buy data, so may be from there they got it. Bit odd though

andy.m_2

My guess.
Neighbour made a payment on behalf of OP, didnt read the small print and so it starts again.

DCFC79

andy.m wrote: »

My guess.
Neighbour made a payment on behalf of OP, didnt read the small print and so it starts again.

Do you mean the neighbour or ex neighbour made the monthly payment as the OP didnt have the funds for it.