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GE Money Everyday Loan

missy321
missy321 Posts: 164 Forumite
I have a personal loan with Halifax originally £7K had for approx. 1 yr (9.7% over 3 yrs) now £6,200 but with repayment charges amounts to £6,371. Ideally I would like a lower interest rate of the same repayment amount £227.00 per month but if more funds are available for the repayment amount then accept.

To borrow £6,700K with GE Money @ 6.3% - providing we are accepted at this rate is £206.11.

What do u suggest I do?
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