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soa
benekli
Posts: 4 Newbie
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 3
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1801
Partners monthly income after tax....... 830
Benefits................................ 42
Other income............................ 0
Total monthly income.................... 2673
Monthly Expense Details
Mortgage................................ 600
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 114
Electricity............................. 100
Gas..................................... 13
Oil..................................... 0
Water rates............................. 35
Telephone (land line)................... 14
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 28
Internet Services....................... 30
Groceries etc. ......................... 60
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 15
Car Insurance........................... 23
Car maintenance (including MOT)......... 150
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 10
Buildings insurance..................... 21
Contents insurance...................... 11
Life assurance ......................... 35
Other insurance......................... 0
Presents (birthday, christmas etc)...... 50
Haircuts................................ 5
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 40
Total monthly expenses.................. 1556
Assets
Cash.................................... 0
House value (Gross)..................... 120000
Shares and bonds........................ 0
Car(s).................................. 1000
Other assets............................ 0
Total Assets............................ 121000
Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 79000....(600)......0
Total secured & HP debts...... 79000.....-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
loan...........................6000......298.......6.63
c card.........................8520......236.......20.9
c card.........................4791......144.......23
c card.........................2073......52........18
c card.........................3403......78........24.44
c card.........................5468......120.......26.9
c card ........................2000......50........21
c card.........................866.......21........3.9
Total unsecured debts..........33121.....999.......-
Monthly Budget Summary
Total monthly income.................... 2,673
Expenses (including HP & secured debts). 1,556
Available for debt repayments........... 1,117
Monthly UNsecured debt repayments....... 999
Amount left after debt repayments....... 118
Personal Balance Sheet Summary
Total assets (things you own)........... 121,000
Total HP & Secured debt................. -79,000
Total Unsecured debt.................... -33,121
Net Assets.............................. 8,879
Household Information
Number of adults in household........... 3
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1801
Partners monthly income after tax....... 830
Benefits................................ 42
Other income............................ 0
Total monthly income.................... 2673
Monthly Expense Details
Mortgage................................ 600
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 114
Electricity............................. 100
Gas..................................... 13
Oil..................................... 0
Water rates............................. 35
Telephone (land line)................... 14
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 28
Internet Services....................... 30
Groceries etc. ......................... 60
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 15
Car Insurance........................... 23
Car maintenance (including MOT)......... 150
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 10
Buildings insurance..................... 21
Contents insurance...................... 11
Life assurance ......................... 35
Other insurance......................... 0
Presents (birthday, christmas etc)...... 50
Haircuts................................ 5
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 40
Total monthly expenses.................. 1556
Assets
Cash.................................... 0
House value (Gross)..................... 120000
Shares and bonds........................ 0
Car(s).................................. 1000
Other assets............................ 0
Total Assets............................ 121000
Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 79000....(600)......0
Total secured & HP debts...... 79000.....-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
loan...........................6000......298.......6.63
c card.........................8520......236.......20.9
c card.........................4791......144.......23
c card.........................2073......52........18
c card.........................3403......78........24.44
c card.........................5468......120.......26.9
c card ........................2000......50........21
c card.........................866.......21........3.9
Total unsecured debts..........33121.....999.......-
Monthly Budget Summary
Total monthly income.................... 2,673
Expenses (including HP & secured debts). 1,556
Available for debt repayments........... 1,117
Monthly UNsecured debt repayments....... 999
Amount left after debt repayments....... 118
Personal Balance Sheet Summary
Total assets (things you own)........... 121,000
Total HP & Secured debt................. -79,000
Total Unsecured debt.................... -33,121
Net Assets.............................. 8,879
0
Comments
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Hi & welcome to MSE.
Is your car maintenance really 150 a month?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello,
I think you've forgotten to put Child Benefit in there?
Sorry if I've missed it
And I think your grocery total is incorrect, £60 for the whole month?!
You're in the right place to get help, good luck with it :hello: LBM - January 2009CCCS [STRIKE]£36,813[/STRIKE] £26,531.70
Picture [STRIKE]£32,000[/STRIKE] £30,106.73
Proud to be dealing with my debts!
£10 a day challenge - October 2012: £158.31/£3100
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