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spare cash
jonny6969
Posts: 34 Forumite
I have been an a DMP with CCCS for 1 year now
i have 4 debts with 3 that have been passed onto debt collectors, and the other still with the original creditor
1. £5854 - Moorcroft (was sainsburys)
2. £4066 - SCM (TSB)
3. £3485 - Aktiv (MBUNA/Virgin)
4. £1425 - Sainsburys
Within the next month or 2 i should have a spare £850
Is there a cat in hells chance of Sainsburys accepting this as a full and final settlement? They are currently getting £15.52 a month.
I have had this credit card for around 4 years, but not used it for around 3 years.
If not, should i spread the amount around all creditors, or keep it for a rainy day
i have 4 debts with 3 that have been passed onto debt collectors, and the other still with the original creditor
1. £5854 - Moorcroft (was sainsburys)
2. £4066 - SCM (TSB)
3. £3485 - Aktiv (MBUNA/Virgin)
4. £1425 - Sainsburys
Within the next month or 2 i should have a spare £850
Is there a cat in hells chance of Sainsburys accepting this as a full and final settlement? They are currently getting £15.52 a month.
I have had this credit card for around 4 years, but not used it for around 3 years.
If not, should i spread the amount around all creditors, or keep it for a rainy day
0
Comments
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I have been an a DMP with CCCS for 1 year now
i have 4 debts with 3 that have been passed onto debt collectors, and the other still with the original creditor
1. £5854 - Moorcroft (was sainsburys)
2. £4066 - SCM (TSB)
3. £3485 - Aktiv (MBUNA/Virgin)
4. £1425 - Sainsburys
Within the next month or 2 i should have a spare £850
Is there a cat in hells chance of Sainsburys accepting this as a full and final settlement? They are currently getting £15.52 a month.
I have had this credit card for around 4 years, but not used it for around 3 years.
If not, should i spread the amount around all creditors, or keep it for a rainy day
Strangely enough I had an email from CCCS (who my DMP is with) and they mentioned about sudden 'windfalls' and full & final setlements. It may be worth contacting CCCS and asking them as they may negotiate rather than you directly?0 -
wouldn't cccs prefer it if i spread the cost between creditors?0
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CCCS are very good and i think they would prefer you to spread the cost between creditors0
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