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Please help with Orange debt
paulknig
Posts: 15 Forumite
Hello everyone
I've been rather stupid. I'm currently trying to get up to date with all my debts so I've paid off my Overdraft! Yipee!
Unfortunately though I've came back from holiday with a £500 mobile phone bill which I can't afford. The bill is so large as I used my data a lot which obviously is all my fault.
I can afford to pay 200 this month and the final 300 next month. Do you think orange will allow me to do this? I'm trying to build up my credit report so I hope they dont give me a default marker!?
All advice is appreciated
I've been rather stupid. I'm currently trying to get up to date with all my debts so I've paid off my Overdraft! Yipee!
Unfortunately though I've came back from holiday with a £500 mobile phone bill which I can't afford. The bill is so large as I used my data a lot which obviously is all my fault.
I can afford to pay 200 this month and the final 300 next month. Do you think orange will allow me to do this? I'm trying to build up my credit report so I hope they dont give me a default marker!?
All advice is appreciated
Debts:
NatWest Overdraft: £300
Lloyds TSB: £760
Payday Express: £155
Total: £1215 Hopefully cleared by December!
NatWest Overdraft: £300
Lloyds TSB: £760
Payday Express: £155
Total: £1215 Hopefully cleared by December!
0
Comments
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only one way to find outDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Very true, I'm just being a bit of a wuss. I'm waiting until I get paid and pay the 200 over to them until I ring collections. A little bit nervous!Debts:
NatWest Overdraft: £300
Lloyds TSB: £760
Payday Express: £155
Total: £1215 Hopefully cleared by December!0 -
I had a high phone bill with O2 and phoned them up and we agreed a payment plan. Just phone Orange and talk to them. As long as they're getting the money they should be okDEBT TOTAL: £7609.440
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Nothing ventured, nothing gained.
Ring them ASAP, sort it out and at least you wont be worrying about it anymore.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Ok, ill ring them on Monday. Hopefully they'll be nice, I've been a customer for over 5 years without missing a payment.
Cheers for the adviceDebts:
NatWest Overdraft: £300
Lloyds TSB: £760
Payday Express: £155
Total: £1215 Hopefully cleared by December!0 -
I would ring them ASAP, they are much nicer if you offer a payment soon, I.e ring up before you pay the £200. If you can tell them when you can pay them they are usually pretty understanding. They may place a bar on your phone in the mean time thoughSELF MANAGED DMP
STARTING DEBT OF £3835 (AUG 2012). OCT 2012 DOWN TO: £1934 . PLANS WITH 9 OUT OF 9 CREDITORS. FOUR DEBTS TOTALLY CLEARED :j0 -
I rang orange earlier and set up a payment plan for over the next couple of months.
I got through to a pleasant guy who was more than happy to help and told me its rare for people to ring before the debt is due.
Unfortunately I can't make outgoing calls/texts but fair enough I suppose!Debts:
NatWest Overdraft: £300
Lloyds TSB: £760
Payday Express: £155
Total: £1215 Hopefully cleared by December!0 -
OP, just wanted to say that I completely respect you. So many people are looking to evade their responsibility or blame someone else it's refreshing to se someone just trying to deal with their mistakes. Well done!0
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JournalGirl wrote: »OP, just wanted to say that I completely respect you. So many people are looking to evade their responsibility or blame someone else it's refreshing to se someone just trying to deal with their mistakes. Well done!
Here Here :beer::T0
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