Advice needed please !

missyv30

Hi please really need help am trying to do a credit file clean up but the more i look into it the more confused i get, i got a copy of my credit file.

It has the date of my banckruptcy and my discharge date which is fine.

Then it has my information some have a settlement date and a balance of £0 which i think is ok.

Though some have a default date and a current balance outstanding even though there were included in my bankruptcy. Is that the information i need to clean up because it still shows a current balance.?

There is a couple that show current balance satisfied but has a default date and balance after my bankrupcy discharge, is that ok or does that need cleaned up.

sorry for the ramble but i have not got a clue and need help :eek: i asked for advice in the bankruptcy thread but no one got back to me so trying here
thanks.

JCS1

This thread here should help:

https://forums.moneysavingexpert.com/discussion/677875

The default date needs to be no later than your bankruptcy date.

missyv30

Thanks i checked it out but still confused me i will send the letters to the creditors and see what happens thanks again for replying.