Anyone else have a C & G morgage?

rigsby1967
rigsby1967 Posts: 535 Forumite
in Mortgage-free wannabe
Does anyone have a C&G morgage and check the balance online? The reason being i was told some time back that they were looking into it but i hadn't heard anything then today i phoned for my mortgage balance and asked again about checking online and the bloke said i can now sign up to it but he didn't have a clue how to do it and told me to go into a local branch and they would help me.

So does anyone else sort thier C&G Morgage online :) ?

Thanks
Mortgage Jan 2007, 60000 :(. Jan 2011, 46,132.86. Feb 2011 45,699.72. July 2011 44,722.48. July 2012 42,400.34. Sept 2012 41,673.83. Jan 2013 40,652.53
Dec 2014 34,834.18 :-)
«1

Comments

  • Southend1
    Southend1 Posts: 3,362 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I think someone once posted on here that you can access your mortgage online if you have a Lloyd's TSB account with online banking.
  • rigsby1967
    rigsby1967 Posts: 535 Forumite
    Thanks southend1, i don't have a TSB account :(
    Mortgage Jan 2007, 60000 :(. Jan 2011, 46,132.86. Feb 2011 45,699.72. July 2011 44,722.48. July 2012 42,400.34. Sept 2012 41,673.83. Jan 2013 40,652.53
    Dec 2014 34,834.18 :-)
  • sterlingstash
    sterlingstash Posts: 175 Forumite
    Yes, it is meant to show up at the bottom of the TSB banking page.
    I have a TSB account but my balance doesn;t show. Not sure why.
  • HHarry
    HHarry Posts: 971 Forumite
    Part of the Furniture 500 Posts Name Dropper
    As per the replies above, if you have Lloyds online banking you can see your mortgage balance.

    We didn't have to request it, it just turned up one day, but we were already Lloyds customers.
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    My mortgage balance has been showing at he bottom of my Lloyds internet banking now for pretty much all of this year iirc.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • rigsby1967
    rigsby1967 Posts: 535 Forumite
    Thanks for all the replies.
    I'm not sure if to open a Lloyds account so i can see my balance and and when i wish to
    Mortgage Jan 2007, 60000 :(. Jan 2011, 46,132.86. Feb 2011 45,699.72. July 2011 44,722.48. July 2012 42,400.34. Sept 2012 41,673.83. Jan 2013 40,652.53
    Dec 2014 34,834.18 :-)
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well all it gives you is the balance and ins/outs of each sub account.

    You can't make online payments to it (yet).
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • rigsby1967
    rigsby1967 Posts: 535 Forumite
    mrcow wrote: »
    Well all it gives you is the balance and ins/outs of each sub account.

    You can't make online payments to it (yet).

    That would suit me for the time being as i'm wanting to keep close eye on my balance, i can make overpayment into a local branch which is about 5 door down from a shop i work in as a volunteer.

    Does it give an up to date balance on the mortgage like a bank account? :)

    Thanks
    Mortgage Jan 2007, 60000 :(. Jan 2011, 46,132.86. Feb 2011 45,699.72. July 2011 44,722.48. July 2012 42,400.34. Sept 2012 41,673.83. Jan 2013 40,652.53
    Dec 2014 34,834.18 :-)
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Just checked - it's giving me my balance as of today.

    Obviously interest will have accrued, but it only gets added to my account on the 31st of each month so it's not 100% up to date. Payments are showing on the day they are applied from.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • pawlala
    pawlala Posts: 1,429 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    C&G mortgages have been online on Lloyds TSB online banking accounts since approx mid-Feb 2012.

    More information in this thread. And the following information is essential if you want to overpay via this method:
    Giraff wrote: »
    Just rang c&g if you want to overpay via online banking and save on the phone call, go to make a payment and enter
    Account name : LTSB/C&G
    Sort code: 30 00 00
    Account number : 00353019
    Then the reference number is your mortgage account number (14 digits) with 01 on the end. If you have multiple mortgage accounts you could change 01 to 02 etc.
    Hope this helps someone.
    have fun! :)
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
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