...my thread of hopefullness...

lamarsi

I'm writing this for anyone who feels things can't get any better..

When I joined this site a few years ago I was massively in debt (almost 100k) I had just found out I couldn't have children which resulted in my having a breakdown then my relationship went belly up and I lost the job I loved... I was in arrears with everything and paying my mortgage with cash from my credit card :eek:

I seriously considered giving up, and to be honest I tried several times to end my life, oh how fortunate I am that I failed.

fast track to today my debt is currently
£47,000 (mortgage)
£5250 bank of mum and dad and that's it...no C/C's no secured loans anymore, no more sleepless nights and no more panic attacks.

What makes my situation even better is that for the last three years I have been at uni, and yesterday I qualified as a mental health nurse. I've secured the job of my dreams working with children with mental health problems, and my experiences with my own struggles I know will make me a better nurse.

I've managed to get through uni not only not getting into any further debt but by further reducing it by almost £40K

Thank you to the wonderful people on here who offered advise and support and a 'chin up' when I needed it. It's not been easy, I've looked like a tramp at times cause I've gone without haircuts or buying clothes, I've worked every spare minute and been out twice in them three years with my uni friends (the second time being yesterday) I cut everything to the bone, dusted of my slow cooker and walked/cycled a lot!!! (then claimed my travel expenses lol) I've ebayed, and re-claimed from the banks to the tune of 7k, I now shop around and barter with everyone, regularly change my suppliers and threaten to leave to get better deals...
but now that debt is gone forever and I won't be forgetting that hard lesson!!

Please don't ever think that you can't overcome your problems, I thought things wouldn't get better and now i'm in a great place my next thing is to pay mum back then I'm going to join MFW board, something when I joined here I would never have dreamed of!!

Thank you!! Keep the faith!!

Jubilee76

Morning:hello:

What a fantastic post for me to read first this morning...and so inspiring. Well done on all you have overcome and achieved - and big congratulations on finishing your uni course _party_ To be doing your dream job and helping at the same time must be a wonderful feeling.

Keep us updated with how you get on

Jubilee

HeadAboveWater

Agree with everything Jubilee76 says but just wanted to add in my own wee...

....WoW! Well done lamarsi :T

lamarsi

Thank you Jubilee!! I will do! congrats on your achievements too!!!!!

lamarsi

thank you also headabovewater

TomMK

Cracking post. Well done!

Time_to_face_the_music

lamarsi wrote: »

I'm writing this for anyone who feels things can't get any better..

If there ever was an inspirational post, this is it.

A massive well done and congratulations on your achievements lamarsi :T

Loubell83

Inspiring. Well done :T

You really have made my day with that post, showing that there is no money situation that cannot be solved.

downsizer3

So glad that things improved for you and you've made such an effort to pick yourself up - well done you - looking forward to seeing over on MFW!!

karen_g

Wow...you are a huge inspiration!

Well done on all you have acheived both financially and personally. Congratulations on completeing your degree. I'm sure the life lessons you have learned will help you enormously in your new career.
Good luck and thankyou for posting your wonderful story.

Heffi1

That is such a great story, what an inspiration you are to so many people who think about giving up, I am so glad you made it through the tough times, and now onto the MFW board too

Well done.