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ESA question re' means testing
Comments
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& IB was exportable, I was assured by the DWP, when I moved.
Now they've changed their minds???
Well, er Hello!!!!!:(
It was, and Contributions -based ESA still is. However you can only claim it for a year, then go onto income-based ESA if eligible. However, this is NOT exportable, so no-one abroad will be eligible. They changed the rules and the Benefit.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
Well, I was afraid you'd answer with that old chestnut.
Why shouldn't the disabled be able to rely on benefits and make thier choices accordingly????
Ensuring those that need benefits CAN rely on getting them without being told ..."oh..but don't take my word for it" is the crux of the debate going on now with all the cuts.
But how can you know you are always going to qualify for a sickness benefit? You might get better, or the condition might be better managed with new treatment, etc. Even if you'd stayed in the UK, it could still have been stopped!
As for being disabled, the DLA Care component remains exportable. But you were talking about ESA, IIRC.
And why is my answer an old chestnut?(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
seven-day-weekend wrote: »It was, and Contributions -based ESA still is. However you can only claim it for a year, then go onto income-based ESA if eligible. However, this is NOT exportable, so no-one abroad will be eligible. They changed the rules and the Benefit.
I'm not argueing with you, I know all that now cause only recently they changed the "qualifications".
It's not the point I'm trying to make, I'm ahead!!
& you said you wouldn't have made changes to your life if you were going to be affected by changes to any benefits.
Well, thats like saying I wouldn't have risked applying for my last job if I knew I was going to be made redundant.
Life is not like that! (well, it shouldn't be)0 -
I'm not argueing with you, I know all that now cause only recently they changed the "qualifications".
It's not the point I'm trying to make, I'm ahead!!
& you said you wouldn't have made changes to your life if you were going to be affected by changes to any benefits.
Well, thats like saying I wouldn't have risked applying for my last job if I knew I was going to be made redundant.
Life is not like that! (well, it shouldn't be)
No, I didn't say we would not have made any changes to our lives if we were going to be affected by any changes to Benefits. I said we would not have moved abroad if we'd have had to RELY on said Benefits. We would certainly have made changes. We might well have relocated to Snowdonia , or sold up and bought a camper van and travelled the length and breadth of the UK and trips abroad. We just would not have gone to live abroad.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
I appreciate your post and always respect your advice - I'm disappointed with your response this time though, it has a tang of DM vitriol about it.
My post may not be what you wish to hear but is not vitriolic (displaying rancour, vituperation, or bitterness, bitterly abusive expression). I do not regard myself as right wing and I would never vote Tory so the DM reference is way off.
In quite neutral tones I told you that you made a gamble with your strategy which isn't particularly uncommon in people moving abroad in search of a better life.
There are two parts to risk - likelihood and impact - and some people do not consider both. You may have been a bit optimistic about the likelihood of your benefit status not changing (particularly in light of the fact that benefits have regularly changed since the welfare state came in over 50 years ago) and therefore not considered sufficient the impact if the risk is realised and the rewards stop.
If I wanted to be negative, I'd have made the observation that your primary motive in buying property overseas is that you wouldn't qualify for housing benefit in the country that you moved to and therefore your capital would have been eroded. Like many people (including myself) you probably bought property hoping price inflation would continue but were caught out.0 -
seven-day-weekend wrote: »But how can you know you are always going to qualify for a sickness benefit? QUOTE]
Because i had to make important decisions based on my health and abilities at the time. i'd only had hindsight in that respect and wouldn't risk investments with the hope my health might improve.
That would have been a very foolish thing to do. As it stands my decision was best for me at the time, and I still think I made the right choice, regardless.0 -
seven-day-weekend wrote: »You can't claim Pension Credit if you move abroad.
Can you not, well that's one thing then (I thought I'd read you could). Thanks for that information
0 -
My post may not be what you wish to hear but is not vitriolic (displaying rancour, vituperation, or bitterness, bitterly abusive expression). I do not regard myself as right wing and I would never vote Tory so the DM reference is way off.
In quite neutral tones I told you that you made a gamble with your strategy which isn't particularly uncommon in people moving abroad in search of a better life.
There are two parts to risk - likelihood and impact - and some people do not consider both. You may have been a bit optimistic about the likelihood of your benefit status not changing (particularly in light of the fact that benefits have regularly changed since the welfare state came in over 50 years ago) and therefore not considered sufficient the impact if the risk is realised and the rewards stop.
If I wanted to be negative, I'd have made the observation that your primary motive in buying property overseas is that you wouldn't qualify for housing benefit in the country that you moved to and therefore your capital would have been eroded. Like many people (including myself) you probably bought property hoping price inflation would continue but were caught out.
But I wouldn't have qualified in the Uk either for HB so my capitol would have been eroding anyway, here or there. (only a lot faster in the uK with huge rents) so my motive was not to hope price inflation would continue. I've already said the type of property I bought would deflate and knew that it would when I bought so I wasn't caught out - it was still cheaper for me than to rent.
And as for gas and electric, petrol, food etc, I'm managing much better than i possibly could in England. I can even afford to run a little car which i certainly couldn't in England. That in itself is invaluable to me.0 -
princessdon wrote: »Can you not, well that's one thing then (I thought I'd read you could). Thanks for that information
I know this to be true becaue a relative of mine has just been hauled up to an interview under caution because of this! She was able to prove that she had not gone abroad for longer than the thirteen weeks allowed. So that's it. You can get it if you go abroad for no longer than thirteen weeks during the year, any longer than that and it is stopped.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
But I wouldn't have qualified in the Uk either for HB so my capitol would have been eroding anyway, here or there. (only a lot faster in the uK with huge rents) so my motive was not to hope price inflation would continue. I've already said the type of property I bought would deflate and knew that it would when I bought so I wasn't caught out - it was still cheaper for me than to rent.
And as for gas and electric, petrol, food etc, I'm managing much better than i possibly could in England. I can even afford to run a little car which i certainly couldn't in England. That in itself is invaluable to me.
So why do you feel you need to move back the UK? your benefits would be the same here?0
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