Wednesday 19th September - What small DFW things will you do today?

little_pink_purse

Wednesday 19th September - What small DFW things will you be doing today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

little_pink_purse

Good Morning

well ive still got the cold and feel yuck

sadly as I was ill i had takeaway last night

so today
check banking
meals from stores
tidy the house
check budget for next week


hope you all have a great day xxxlppxxxx

ziggy2407

Good Morning All

lpp - Thanks for starting us off this morning and hope you feel better soon x

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

Well, I'm starting to feel better , just sore throat and achey today but feeling much, much better.

Today I will:

Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done
Keep up to date on Emails - Done
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (37lbs off so far)
WW weigh-in tonight - 1lb off
Read (library book - Kathy Reichs) - in progress
Comps - Done
Liberate few more bits from garage - Done, bag of wood to be collected tomorrow by freecycler
10 mins on Yantra Mat -

Hope you all have a great day, love and best wishes to you all

C x

brokemedic

I have..

Packed lunch and made my soft drinks.
Packed up Amazon books to post (£30 towards my RBS debt)
Going to go through the rest of my textbooks and see if there are any others that I can list on Amazon.
Spend the day at work - too busy to spend any money then lol
Dinner from freezer upon return

bm

stitching_witch

Woohoo - a Stitching Witch day! I had an absolutely cr*p day at work yesterday so doubly looking forward to spending a day in the sewing room making corsets :j

So far today:

• fed and watered the chickens
• breakfast from stores
• checked banking - balance still at £12.22 and ten days til payday:eek:
• checked for surveys - none yet

I will also:

• make another Steampunk corset sample
• lunch from stores
• clean out chickens in exchange for some eggs
• check for surveys during the day
• get some 'savoury mince base' out of freezer (I usually make a dozen pots at a time)
• use above to make a chilli and stuff marrow from friend's allotment for dinner
• photograph stuff for next free listing weekend on Ebay
• have an NSD

Looks like a simple little list from me then.....
stitchy x

La_escocesa

Hi everyone :wave:

• Covering a friend's yoga class tomorrow :j
• Sold another book - £6.29 :T
• Lunch and snacks from home - soup, crisps, apple
• OH's marital arts class tonight - he's finally covering the cost of the hall and got some orders for his club merchandise
• Tidying round - I'm SURE I'm better at EVERYTHING when my house is clean and tidy :rotfl:
• Caught up on voluntary work - helping folk with pensions probs
• Checked banking & cc

Thanks for starting us off LPP

Glad you're feeling better Ziggy. Let me know if you fancy coming along to yoga tomorrow night

xx

determined_new_ms

Morning guys - aw ziggy/La e how sweet you guys meet up!

Stitchy did you see my post yest re sewing classes? If not have a look!

Things for today:
* checked banking & shifted funds
* bought "The Vow" from Amazon using £5 SB gift voucher - I will either sell on after watching it or give it to ex-mil as a xmas present after watching!
* meeting up with friends for lunhc & using a voucher
* not spending any other money!
* check onepoll
* try to work hard!
* look at jobs on guardian website
* looked at 2nd hand kitchens
* go for a swim and a sauna with oh this evening
* meeting roofer at new property for a quote/report following survey - then arguing for a reduction in price
* send off "yes please & thank you very much" response to complaint I made and an offer of £25 about poor customer service on my savings account (this will pay for having our painting we bought in Thailand fitted to a frame)
* write letter of complaint to Santander re the c*ck up over my ISA (inspired by the above complaint!)
* track food...

Ok that'll do me x

La_escocesa

determined_new_ms wrote: »

Morning guys - aw ziggy/La e how sweet you guys meet up!

x

Not yet, but I'm always on the look out for new recruits

Pernicious

Hi everyone,

I didn't get all of my list done last night as I was offered an extra shift at the pub so jumped at it! It was very quiet so I don't really feel as though I earnt the £15 I recieved...but hey it's easy money

Thanks for starting us off LPP.
Stitchy - Enjoy your stitching day & although the finances look dire, at least you're still in the black, be proud of that!
La e - Glad your hubby's class is taking off
DNMS - Good luck with your complaint letters, they are usually worth it!

Today's plan:-

• Food from stores
• Make use of free water at work
• Stay in for my lunchbreak to avoid spending
• Log calories using free app
• Charged phone at work
• Check online banking
• Must try & do a survey or 2
• DH not drinking all month
• Make use of TKD membership
• Must declutter a bit & do some flylady as there's lots in need of doing
• DH doing overtime this evening
• Dinner from meal plan - Veg stir fry with cashews & noodles
• Catch up on yesterday's thread

Have a great, MSE day everyone x

Pernicious

NTBY - Thank you for the recipe, sounds nice & simple too

Pippilongstocking

Thanks for the thread LPP

Hello to all

Today - didn't sleep much so got banking/budget done before 5am
Home cooked meals and a cupa a soup for lunch
Need pick up puppy in town and combine with a work appointment so can claim miles
Must pick some home grown veggies for tea not sure whats there but I know we have some onions at least.
Tidy up more boxes and talk to land lady tonight

Not sure what else but maybe chop some more wood as got a free pallet today

Free wood is always good

Have a great day everyone! xx