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F&F Settlements and credit file
Jason_Bourne_2
Posts: 182 Forumite
Long story short.
I have 14500 left in DMP and pay around 250 per month. I have a nice pay rise and could save enough in 12 month to allow me to make a decent settlement offer.
I keep paying 250 and we have 11500 left this time next year. I could have 70% to offer with the condition of credit file marked as settled.
Question is, should this be accepted does it show that I didn't repay in full and will this make it more difficult to get a mortgage in future years compared with paying it off in full?
Advice is much appreciated.
I have 14500 left in DMP and pay around 250 per month. I have a nice pay rise and could save enough in 12 month to allow me to make a decent settlement offer.
I keep paying 250 and we have 11500 left this time next year. I could have 70% to offer with the condition of credit file marked as settled.
Question is, should this be accepted does it show that I didn't repay in full and will this make it more difficult to get a mortgage in future years compared with paying it off in full?
Advice is much appreciated.
Save 12k in 2014 member 056
£0.00/£7000
£0.00/£7000
0
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