Co-op Bank Morally Bankrupt?

CLAPTON

in simple terms, be 'ethical' when it is profitable and then 'tactically ' wirhdraw when unprofitable.

Graham_Devon

Today, the Co-Op release this...

The Co-op is to start offering do-it-yourself divorces at the supermarket for just £99.

Shoppers will be able to start quickie divorce proceedings while they pick up a pint of milk or bunch of Fairtrade bananas.

Those soon to get married will be offered the chance to sign up for a pre-nuptial agreement, for a slightly more pricey £950.

Aimed at hard pressed "families".

Loving how they are aiming all this at the poor old "families" struggling in the recession. The word family seems to be the point....the one they are just about to help break up

KrytenIceCubeHead

"Gud with decree absolud"

DervProf

Tomorrow, I shall now pop down to my local Co-op and test Graham's review on their Finest S&V crisps.

I shall not, however, be purchasing their sausages.

Top consumer advice from GD (if the crisps are as gud as he says they are). :T

Graham_Devon

DervProf wrote: »

Tomorrow, I shall now pop down to my local Co-op and test Graham's review on their Finest S&V crisps.

I shall not, however, be purchasing their sausages.

Top consumer advice from GD (if the crisps are as gud as he says they are). :T

If you like a strong flavour, they are the best! You can't taste a thing for a while after!

RUN_RABBIT_RUN

DervProf wrote: »

Tomorrow, I shall now pop down to my local Co-op and test Graham's review on their Finest S&V crisps.

I shall not, however, be purchasing their sausages.

Top consumer advice from GD (if the crisps are as gud as he says they are). :T

my local one is very good for moneysaving. if you get down there in the mid-late afternoon, they've got all the short date stuffed reduced by 75% :money:

not too bad on their offers either, but full price stuff is :eek:

Loughton_Monkey

DervProf wrote: »

.....I shall not, however, be purchasing their sausages......

That's because you don't cook them properly.

They're designed to be cooked over the ovens down at the crem on a Co-op funeral, for the wake afterwards....

headcone

Graham_Devon wrote: »

I'm somewhat of a connoisseur on this front, being that the co-op is the only place in my local area to go without driving 3 miles!

Their salt and vinegar finest type crisps (large packet) are absolutely awesome. Their fresh baked bread is delicious, so long as you eat the whole loaf within 3 hours of buying it! By the evening it's changed texture completely.

However, that's about it. Everything is is so damn expensive, I don't generally buy their own products unless they are labelled up as the date is up the same day. Tried a Beef Strogonoff the other day. Normally £3.45, reduced to 90p. For 90p it was rather good. If I'd have paid £3.45 for it I'd be mighty dissapointed! It's the same over their entire range. Basically as good as an asda £1.50 ready meal...doesn't even come close to the supermarkets upper class ranges.

They are extremely expensive for what they are, but also, convinient, so I guess you can't expect them to pay high local rates over several stores, and then offer decent products at decent prices.

Stay away from their own sausages. Really strange taste, and the smell when cooking is real offputting!!!

As a sidenote, they appear to be trying to muscle into post offices down here, taking them over, but offering only the higher paying services. Sadly, quite a few post offices have gone to them, reducing the range of services.

Have you ever tried cooking a meal for yourself?

Take it from me they are a lot more nutritious more appetising and far less costly than the way you seem to live just now.:money:

Loughton_Monkey

headcone wrote: »

Have you ever tried cooking a meal for yourself?

Take it from me they are a lot more nutritious more appetising and far less costly than the way you seem to live just now.

I am not known for sympathising with Graham, but on this occasion I must jump to his defence.

It's not easy living in a 10ft by 6ft bedsit, with only a small microwave. If you gave him a bigger one, he'd have nowhere to put it. His old 1989 huge-monitor computer, running Windows 3.1 takes up far too much space.

In this sort of environment, you simply cannot cook like Gordon F***ing Ramsey. So he lives on crisps and packet meals while he saves up for a second-hand carpet to put on the cold lino [he doesn't have too many shillings to put in the electricity meter for heating].

He would have you believe that sausages are a no-no because they smell. In reality, of course, we all know he could never afford proper meat [which constitutes 25% or so of Co-op sausages].

pqrdef

The idea was that nobody should be denied a basic bank account. But some banks don't play fair. Not only do they refuse to open accounts, but they send the punters round to the Co-op. So the Co-op is then faced with a stream of punters who are only there because they've been turned down by other banks.

This has got past a joke. It's affecting the reputation of the Co-op and its customers. When setting up DDs over the phone and giving a Co-op sort code (they got me with the £200 switching bonus), I've encountered people who seemed to think I was only with the Co-op because other banks wouldn't have me.


As for tree-hugging, business is business, but some businesses are more unethical than others. All banks should be prepared to draw a line in the sand and say "we don't want to be linked to what you do". Most of us would be more reluctant to lend to a friend if we didn't like his plans for the money.