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Best way to speed up car finance

Last November I bought a car through part down payment, part finance. My monthly repayments are £128 a month with approximately another 3 years remaining. The thing is I want to pay this debt off as quicker than the timescale remaining and occasionally I have more than the required £128 available a month to do so each motnh, but I'm not allowed to make over payments. So can anyone suggest the best route for me to look into to try get rid of this debt a little quicker, so I can make over payments as and when, rather than continuing with this fiance I am tied in to. I believe the outstanding balance to repay is currently around £4000 now.

Any ideas welcome. Thank you!

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