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Question About Arrears

i have got quite a few arrears on several of my accounts during my hard time of debt, and was wondering

how bad are these on credit?,

how long do these take to get removed?

and if not how can i remove them?

i only have one defaulted account (3years gone )but 4 that were in arrears, thankfully im debt free now :T:)
Cash Genie - [STRIKE]£385[/STRIKE] --- £322.50 ---£0:j
Halifax Credit Card - [STRIKE]£1950[/STRIKE] --- [STRIKE]£1235.05[/STRIKE] ---[STRIKE] £1085.05[/STRIKE] --- £0 :j
Moorcraft ( orange £200pm) - [STRIKE]£1000[/STRIKE] --- £400 £0 :j
DEBT FREE
TIME FOR SAVING[/CENTER]

Comments

  • None of what you mention is good on a credit report.

    Anything on a credit report stays there for six (6) years.

    One or two late payments probably won't stop you getting credit but a Default certainly will.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • ahhh great 3 years to wait for default that sucks
    Cash Genie - [STRIKE]£385[/STRIKE] --- £322.50 ---£0:j
    Halifax Credit Card - [STRIKE]£1950[/STRIKE] --- [STRIKE]£1235.05[/STRIKE] ---[STRIKE] £1085.05[/STRIKE] --- £0 :j
    Moorcraft ( orange £200pm) - [STRIKE]£1000[/STRIKE] --- £400 £0 :j
    DEBT FREE
    TIME FOR SAVING[/CENTER]
  • what does it mean having query next to my reports
    Cash Genie - [STRIKE]£385[/STRIKE] --- £322.50 ---£0:j
    Halifax Credit Card - [STRIKE]£1950[/STRIKE] --- [STRIKE]£1235.05[/STRIKE] ---[STRIKE] £1085.05[/STRIKE] --- £0 :j
    Moorcraft ( orange £200pm) - [STRIKE]£1000[/STRIKE] --- £400 £0 :j
    DEBT FREE
    TIME FOR SAVING[/CENTER]
This discussion has been closed.
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