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Debit interest

louise30horner
louise30horner Posts: 2 Newbie
in Mortgages & endowments
My in laws are charged bewtween £300-£500 every month in debit interest relating to their offset mortgage can i reclaim these charges back?

Comments

  • owner
    owner Posts: 95 Forumite
    lol, 2 days late though ! :rotfl:
  • toonfish
    toonfish Posts: 1,260 Forumite
    absolutely, if you take their leftover vegetables back to sainsburys you can get a refund for those too
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



  • doitmyself
    doitmyself Posts: 1,042 Forumite
    :rotfl: :rotfl: I've just realised what this person is asking! There really should be an alternative Post of the Month, there's a few like this around...
    Before anyone tells me to 'be nice' etc. etc. lighten up. For all we know this is an Apr fool, as owner says, and if it's not it's bloody funny you have to admit!
  • louise30horner
    louise30horner Posts: 2 Newbie
    are you being sarcastic i was only asking a question on behalf of them!!
  • ForkHandles_2
    ForkHandles_2 Posts: 92 Forumite
    Hi,
    I think you may be confusing bank charges with interest charges. It's possible to claim back unfair bank charges but i don't think that mortgage interest charges can be classed as unfair.

    I wish I could claim my mortgage interest back though!

    FH
  • absolutebounder
    absolutebounder Posts: 20,305 Forumite
    Brilliant! Obviously a miss sold offset mortgage as they didnt get told they pay for it. You will be asking why theres no interest on their savings next.
    Should an IQ test be incorporated in to the application form?
    Who I am is not important. What I do is.
This discussion has been closed.
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