We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Matt's mission to be MF!

1222325272833

Comments

  • nat21luv
    nat21luv Posts: 3,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Cashback Cashier
    Aw that's kind of you to offer, thank you. Only just started saving in January and need a £30k deposit to buy around here, I'm a single stay at home mum so my aim is to get it together in 3 years.

    Oh don't worry, I've read about Nattys antics! ;)
    2025 Mortgage start £378K 2025 Overpayment £103 Savings Challenge 2025 **MONEY MAKES ME HAPPY**
  • Today, I have to confess. I have an addiction!

    I don't want to be cured though because my addition is making OP's!!!

    I'm itching to get to the bank and make an OP. Feels like ages since I've fed this hunger! I sent a test £10 OP online just to check it works. Once I know it does, look out, its going to be Tilly Tidies all over the place!!!

    I looked at that job to price last night. It would be a cracker if we win it. Make an Oak frame conservatory! What a rewarding pleasure that would be. I really do need more fingers to cross now!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    Hi Matt

    I believe MFW is actually OPA (Overpayers Anonymous) :rotfl:

    You have found some great ways to make lots of extra cash -makes me very jealous although ebay selling is being quite fruitful for me atm.

    Hope you get the jobs!!

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • OPA made me chuckle!

    I guess I just try to think of any little extras that haven't really been done to death to make a bit extra. It must be how my mind is setup, I find it difficult to rest sometimes because my head just buzzes with trying to think of the next thing to do. Very sad I know!

    I'm glad ebay is being good for you. Its a good feeling.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • nat21luv
    nat21luv Posts: 3,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Cashback Cashier
    Have you swapped current accounts to First Direct? The £125 incentive hit my account today :D Also, imutual is a cashback site that is offering £10 free for signing up to moneyvista. Takes a few months to track but it's free cash, not to be sniffed at!

    http://www.imutual.co.uk/
    2025 Mortgage start £378K 2025 Overpayment £103 Savings Challenge 2025 **MONEY MAKES ME HAPPY**
  • Matt_The_Chippy
    Matt_The_Chippy Posts: 264 Forumite
    edited 9 April 2013 at 4:41PM
    Cheers Nat for those. Not really thought about them before, well didn't know of imutual.

    I feel better now as I've made a £780 OP this afternoon! Yay!!!

    £10 tester payment from my account online.
    £740 from Ebay and selling car bits last week.
    £30 Both boys Easter money from relatives 'buy yourself an egg'. They had enough choc and we have recorded this as their money in the log for them.

    I put another £250 into the savings but this isn't going to be recorded as I had to take some out to buy materials for a job. The rest will be returned when I get paid.

    Tomorrow the DD comes out of the account, so their will be another OP. OP'ing makes me happy!!! La la la larrrr!!!!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • Hey Matt you are going great guns - well done on your OPs :j:j:j

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hi Tilly

    Thanks so much, really appreciate it. I have to admit it, I've surprised myself a lot over the last 7 months or so. There is no way I would have an extra £9,300 in the bank if I hadn't started to OP.

    I'm racing to break even with the balance. My partner is very supportive as she is a natural saver but she thinks I'm becoming too focused on this! Maybe she's right but don't say anything.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    My partner is very supportive as she is a natural saver but she thinks I'm becoming too focused on this! Maybe she's right but don't say anything.

    Well done on the Overpayments :T.

    I already know that I am obsessed with being mortgage free, but my Husband is now starting to take an interest when I tell him how much money we will save.
  • Hi Sweetdaisy

    We sure are a strange breed us lot! Still much better like this than being a slave to the banks forever!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.