Weekly Spend Challenge W/C 16th September 2012

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

W/C 9th September Challengers / Pledges /Total Spent

EverTheOptimist - £30 / £20
Baileys Babe - £5 / £0
Optimistic-mummy - £140
Heffi1 - £30
Lottie1987 - £70 / £47.95
abundant1972 - £115 / £86.35
oopsadaisydoddle - £50 / £45.39
Learning2Budget - £5 / £0

W/C 16th September 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £35
Lottie1987 - £70
Learning2budget - £20
abundant1972 - £50
Oopsadaisydoddle - £50
Baileys Babe - £5
Heffi1 - £25
Flyinggiraffe - £20
katy_ann - £15
shezam - £30

Good luck everyone

Learning2Budget

Thanks for setting this up.x

oopsadaisydoddle

Count me in! Put me down for £50 again please.

Baileys_Babe

Thanks ETO for sorting out this weeks thread.

Last week I spent £0 from this budget.

Next week I plan to spend no more than £5, hoping for a lot less.

abundant1972

Thanks for keeping this thread going - it really helps having somewhere to check in to.

Heffi1

Morning everyone, me here again, I am going to try for £25 this week which is £5 lower than last week and the week before payday so should not be a problem (hopes I have not jinxed myself before I have started)

EverTheOptimist

Morning all

Have updated the first post to here, looks ike we all had a pretty good week last week.

Baileys Babe - do not know how you do it, :T are you super organised so that you don't have to go the shops for extras in the week?

I really should organise myself so i get everything for the week when i do my grocery shopping, as it is mainly little food items that i spend my money on. But i always think of something i need to get.

flyinggiraffe_2

Hi all.

I've been AWOL as its been mad busy at work, but need to get back on the wagon to try and save a bit more for my holibobs in December

Will pledge £20 this week,

katy_ann

Hey all, can I pledge £15 for this week please x

Baileys_Babe

EverTheOptimist wrote: »

Baileys Babe - do not know how you do it, :T are you super organised so that you don't have to go the shops for extras in the week?

No I'm not renowned for my organisational skills, but with 2 children usually with me I do try to have snacks/lunch with me if we are out and about something else that also helps me last year OH bought me a vacuum travel cup which keeps my tea hot for hours (sometimes too hot) as well as being comfortable to hold and doesn't spill easily. I also look out for deals and go to a lot of free places with the children. I'm also a mean mummy and do not give in to "I want". With regard grocery shopping we buy from lots of different shops and we have a large stock cupboard (well bits and pieces stored all over the house, but you know what I mean) as we stock up on offers. I am helpless at meal planning but we can produce many different meals from what is already in the house, the general rule is if it runs out we will added to the shopping list and buy it next time we are grocery shopping, no popping out for 1 or 2 bits, partly as I never have the time, the exception is fruit and milk but then I would buy a weeks worth. Also groceries come out of a different budget.

For me this budget is for self indulgent things, for example visiting a coffee shop without the children (if they are there it is just another meal or snack time so the cost comes out of the grocery budget).

Like most people my life has changed dramatically since having children but I do not regret the life I had then nor the life I have now it is just different things are indulgences in different periods of our lives.

Sunday NSD, my sister came over and we enjoyed coffee and chocolates whilst the children entertained themselves in a different room, not quiet as indulgent as going to coffee shop without them but still enjoyable and lots cheaper :money:

shezam

Hello, i'd like to join in from today please. I'm pledging £30 to do me untill next Sunday. Hope I can succeed