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First time buyers...one person with bad credit... help
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BettyRubble
Posts: 8 Forumite
Hi,
My partner and I want to buy our first home this year. However my credit rating is awful and I am un-likely to get a mortgage until July/August. My partner already has a mortgage offer so it's looking ever more likely that he will be buying the house alone..
Do joint mortgages exist for couples in this situation or is it just not worth trying? I know it will effect interest rates etc... but I heard somewhere there are ways round it?
My partner and I want to buy our first home this year. However my credit rating is awful and I am un-likely to get a mortgage until July/August. My partner already has a mortgage offer so it's looking ever more likely that he will be buying the house alone..
Do joint mortgages exist for couples in this situation or is it just not worth trying? I know it will effect interest rates etc... but I heard somewhere there are ways round it?
0
Comments
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YOu will be able to get a mortgage - however the rates offered to you will depend on how the lenders view your past credit history
HTHI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
the guild of..........................I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Try this company.
they are independent and have advisers throught the Uk.They search all of the market and dont charge a fee
https://www.goima.co.uk0 -
and here it comes again!I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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