Friday 14th September - What small things will you be doing today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

Morning guys :wave: quick post from me before I jump in the shower! :j to Friday and the last worknig day of the week

* making pepper and onion omelette for work at the moment
* quick shower and tie back hair to save time!
* going out for a meal tonight and using Tesco voucers - to celebrate oh finishing his exams, and that we will receive the contract on our new house next week :T
* check banking - but will be exactly the same but just the same!
* breakfast & lunch from stores
* start working out what we need to do for the move
* going to friend's to take their dog for a walk after work and will get ready to go out at theirs

Ok that's all for me today. Happy Friday x

ziggy2407

Good Morning All

DNMS - Thanks for starting us off this morning, hope you have a fantastic evening

Hi to all the regulars :wave: and welcome to any newbies (you've joined a great supportive thread)

Manic day planned here, LO having a friend round after school for the evening, plumber is calling to assess the boiler and central heating problems and I need to arrange for someone to come and look at the garage roof which is leaking badly and I've woke up feeling absolutely s**t, banging headache, sore throat and aching all over.


Today I will:

Work 11.30-1.30 - Done (1/2 hour extra)
Check Banks - Done
Check swapits - Done
Keep up to date on Emails -
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (36lbs off so far)
Ironing -
Read (from stash) - in progress
Comps -
Bake -
Liberate more from garage - awaiting some items collecting by freecyclers
Hope Freecyclers turn up - one been, expecting 3 more

Hope you all have a great day, love and best wishes to you all

C xx

stitching_witch

Morning DNMS and thanks for starting the thread. Hi to those who follow too.
It's a Stitching Witch day today then pick up DGD from school and take her home until DD finishes work at 6. Then on to station to pick up DS2 at 8.30, collect DGS at 8.45 and back home. Fridays are good fun!!!

My list so far:

• WM run overnight on Economy 7
• porridge for breakfast
• fed and watered the chickens
• checked banking
• checked for surveys

I will also:

• submit final meter reading on-line to change companies - should have over £100 refund coming
• keep checking for surveys
• re-draft Steampunk corset pattern so I can use the free leather in the loft
• lunch from stores
• dinner at DD's house
• LSD - only cat food

I'm doing well with my month-long 'financial fast' and not spent on anything apart from absolute essentials. I suppose cat food comes under that category

Have a good Friday folks,
stitchy x

La_escocesa

Hi everyone :wave:

DNMS - have a great night out tonight. Big contrats to both of you!
Ziggy - what are you reading? I've read a great fab few books recently - The Curiosity Cabinet, A Family Affair and now on Three Thousand Miles for a Wish. I tend to go ages without reading anything and then gorge!
Stitchy - Have a fab day and I'm sure you can pull the 'financial fast' out of the bag. Once you get into it it defo gets easier.

Here's me:
· Sold another book - £24! That's 3 sales this week = 1 pair of shoes pour moi :T
· Going out tonight to celebrate the new shoes :rotfl: - going to pub I get 10% discount in and only staying for a few! £10 max. Bus home with bus pass.
· Surveys - need to - although not sure when I'll find the time - extended lunchtime perhaps…
· Lunch from home
· Bit of knitting - still knitting for pal's baby

sibles

Morning all
Happy Friday! I got in early this morning so enjoying the peace and quiet before everyone else gets in.
Also did it and passed the stone mark on the scales this morning! So proud, and feel awesome for it!

Today I have/will:
- food from stores
- try and keep spending down, but need to get a couple of cards and might have got a coffee this morning!
- keep logging calories
- write down spends
- £2 coin to new clothes fund
- bag up coins and take to the bank over the weekend (forgot to do this last night)
- clicks and searches

Have a wonderful day everyone, almost there!
B xxx

allydowd

Today I will:

*Repair eight damaged garments on the sewing machine.

*Print food vouchers from BHS: http://www.bhs.co.uk/cms/pages/static/static-0000035603/files/FoodVouchers_summersavings.pdf

*Make soup from stores and a bit extra for my packed lunch next week. Turn off heat under saucepan five minutes before the end of cooking time.

*Use up the filo pastry that's been in the freezer all year. Loadsa recipes on the BBC website.

*Repair shoe soles with soles brought over the internet; half the price of the local shoe shop.

*Pray that £25 cheque for Jury Service expenses arrives.

*Sent off for free toothpaste: https://www.aquafreshclub.co.uk/Rewards/better-taste

*Promise to watch tv with the light off.

*Last year I persuaded my partner to stop buying new books at £8 a shot and start buying secondhand at £2 a go; now I'm on a new mission: stop buying secondhand books at £2 a go and start borrowing from the library for free. At our library they order you in books for 30p if they don't have it in.

*Sharpened paper shredder by shredding a piece of A4 tin foil. Repeated once and the shredder works like new!

*Old expandable folder is beyond repair. Put all paperwork into new expandable folder bought on offer for £3. Ditch the junk within folder.

*Decided how much I'm gonna spend on Christmas this year.

Chrisblue1962

Found three £1.00 coins between bed and bedside cabinet..straight into pocket, on it's way to the savings account already!. :j

Candy0107

Hello gang :j

Thanks to Determined for starting the thread today
Ziggy I hope you feel better soon
Hugs to those that need them and hi to newbies

Well, I can't believe it is Friday (I'm not complaining of course)....had an email that I didn't get the job

Today I have/will:

• Breakfast from stores
• Cheap and filling lunch
• Dinner out - celebrating a friends promotion (printed off a money off coupon)
• Split ticket to work - saved £5
• Used prepaid card to get the points
• Transferred cash to prepaid card for tonight's meal
• Checked online banking
• Checked points balance to see how close I am to free breakdown cover
• Resisted a coffee for the journey home
• Put the leftover pennies from my purse into my coke bottle
• Will drive when I am out tonight as I don't really fancy drinking
• Read paper online
• Need to catch up on the thread for yesterday and today
• Need to have a quick shower before I go out

Think that is about it - take care everyone

Candy xxx

Pernicious

Evening all,

Thanks for starting us DNMS, very exciting news regarding your house! Enjoy your meal tonight.
Ziggy - Hope you feel better soon.
Stitchy - Well done on your fast, I think I may have to give it a go!
La e - What books are you selling to get £24 for one?! That's amazing
Candy - Sorry to hear you didn't get the job, at least you got some good interview experience though

Today I have/will:-

• Food from stores
• Met my friend & her newborn at lunchtime so that kept me out of trouble! (aka the shops)
• Log calories using free app
• Charged phone at work
• Check online banking
• Must try & do a survey or 2 - got up to date last night & screened out of so many after answering loooads of questions...think I might continue just to get the next voucher & give up, not sure if it's worth it anymore...
• DH not drinking all month
• Received cheque from wedding venue :j Asked DH to cash this when he is in town tomorrow
• Got a letter informing me of my bonus This will be paid at the end of the month so that's just under £300 extra to go towards the cc, very happy with that
• Dinner from meal plan tonight - Burgers & salad
• Go to second job tonight

Have a great, MSE day everyone x

Candy0107

Perni - meant to say good news about the wedding venue xxx