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Thursday 13th September - What small things will you be doing today?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.
:money:
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52


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Comments

  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 September 2012 at 1:54PM
    Good Morning All

    Hi to all the regulars :wave: and welcome to any newbies (you've joined a great supportive thread)

    Today I will:

    Work 11.30-1.30 - Done (extra 1/2 hour as had a flood)
    Check Banks - Done
    Check swapits - Done
    Keep up to date on Emails -
    Keep up to date on surveys -
    Quick tidy round - Done
    Meals from stores - Done
    Food Tracker - in progress (36lbs off so far)
    Ironing -
    Read (from stash) - in progress
    Comps -
    Bake -
    Liberate more from garage - awaiting some items collecting by freecyclers

    Hope you all have a great day, love and best wishes to you all

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning Ziggy, thanks for starting off! Hope you have a good day! Well today I am off work, not feeling brilliant :( but today I will
    - Check online banking
    - Pop up the bank quickly to sort out a new basic account
    - Sort out paper work for my DMP which can be done whilst Im around the house today
    - Get some bits together to list on ebay
    - Food from store

    Have a lovely day everyone xx
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • Morning Ziggy - thanks for starting us off today.

    Just a quick list today. So far:
    • HM granola for breakfast
    • made packed lunch for work
    • fed and watered the chickens
    • checked banking - still in the black (just!!!:eek:)
    • checked for surveys
    I will also:
    • get a lift to and from work with a colleague
    • knit at lunchtme to avoid the shops
    • drink coffee at work
    • charge phone at work as our boss allows this
    • keep an eye on surveys
    • dinner from stores
    • have an NSD - 11th this month :j

    Must get a move on.....
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Hello everyone!

    Have been MIA due to work maddness :( we are arranging a big event and we are absolutely frantic, roll on next week!

    gmorning, zigs!
    hope you feel better, Katy.
    Heyo, stitchy! Had a funny question that I think you may be the only person I know who could answer :) Is there any corsetry that would be comfortable for an every day rain or shine biker? I was thinking one of those gadgets that just go around your middle, but would they dig into your thighs when riding? I dont need anything industrial strength (I'm a B on a good day, size 8ish), but would like to have something pretty on under my clothes!

    Anyway, today:

    - breakfast from stores (bacon and egg sandwiches, yum!)
    - bake some bread which was dough in freezer
    - move chili from freezer to fridge
    - work like a crazy person
    - try again to buy my flights - card wouldnt work yesterday, argh!
    - bike everywhere I need to go
    - mealplan and buy some supplies
    - maybe go to gym if not too sore from yesterday (using new cheaper gym, much more fun than my old one and half off!)
    Hugs to all.
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 13 September 2012 at 8:30AM
    Morning guys - I have been busy recently so not posting so much, and feeling fed up! So MIA too, but have been reading your exploits!

    Anyway things for today:
    * check banking - decide if I am going to transfer any cash from savings - anything I take will come out of our house savings so want to limit this as much as possible...
    * oh should be putting his savings into house fund today :T
    * work out cc - where what is coming from what
    * lunch is a portion of spicy tom soup - given 3lbs of toms by a friend :T, used 1/2price lentils bought earlier in the year ;), and 2 slices of yellow stickered bread for toast - just worked it out I reckon my lunch is costing me 10p ish! :money:
    * just need to get a couple of potatoes for jackets tonight
    * flylady a couple of rooms after work
    * go for a run after work
    * check onepoll
    * walked to work
    * not smoke :j 11 days now, have worked out I have saved about £35 :eek:
    * porridge from work - almost all gone now :(
    * going to visit a friend after work I haven't seen for ages, going to just drink tea for economic and waistline reasons :D

    ok that's me. Have a great day y'all x

    Thin
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • catandy
    catandy Posts: 868 Forumite
    500 Posts
    edited 13 September 2012 at 8:43AM
    I've invited myself to the party :) - hope its ok to join in

    todays tasks are:

    hang washing out to dry (to do next)
    put left over chilli into freezer
    cook tonights dinner from supplies (in progress)
    sort out training course with new part time job (so I can start earning at it)
    check bank account (Done)
    put WM on tonight when electricity is cheaper
    surveys/ swagbucks
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edited 13 September 2012 at 8:50AM
    Heyo, stitchy! Had a funny question that I think you may be the only person I know who could answer :) Is there any corsetry that would be comfortable for an every day rain or shine biker? I was thinking one of those gadgets that just go around your middle, but would they dig into your thighs when riding? I dont need anything industrial strength (I'm a B on a good day, size 8ish), but would like to have something pretty on under my clothes!

    Hi NTBY. I used to wear a corset 24/7 mostly underwear but also as fashion wear for going out. A simple underbust style would suit your needs perfectly and, if made properly, should be short enough to sit over your legs when riding your bike rather than digging into the top of your thighs. After all, I ride my bike wearing corsets quite a lot!

    If you look at my FB business pages https://www.facebook.com/stitchingwitchuk?ref=hl#!/media/set/?set=a.383680044998934.94398.202438146456459&type=1, a style like Jade would be ideal.
    Hope that helps,
    Stitchy x

    PS how are the parasites???
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Wow stitchy, those are stunning!! your work is so beautiful, I almost cant believe someone just sat down and made those :)

    Parasites seem to have gone on their way, back to the gym and portion control then :(

    Welcome, catandy! fancy you walking in on the parasites and skivvies conversation :)
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • Hi all :D
    Another one MIA for a few days... life has been hectic since the wedding and going back to work. I never manage to keep up to date with everything. Still, I promised September would be my frugal month, so I need to keep up with this as and when I can.
    I've been a bit naughty today in that I put the tumble drier on before I left for work but I'm so far behind with washing at the moment...
    Anyway, other stuff
    :) checked banking online
    :) meals from stores
    :) nsd apart from liquid gold for the car
    :) phone on charge at work
    :) still dieting (it doesn't stop because the wedding is over)
    :) check out deals for our Scotland 'honeymoon' next year
    :) use our brand new bathroom (fantastic bargain with this, but we've been without our bath and shower for 3 days and I'm fed up of going to my sister's house to use hers)
    :) apply for payrise (you never know)
    :) look for more deals to get wedding photos printed cheaply (600 down, 300 to go).
    :) almost forgot - get ESPN back for hubby for free 3 months, saving money on him going to the match this weekend
    Hope everyone is ok.
    Ninja Saving Turtle
  • Hi :wave:

    Survey @ work - £1 to charity and £150 prize draw
    Other survey - £3
    Didn't get fish n' chips last night! :p
    Wishing OH lots of positive vibes for job interview
    Bit of knitting for pal's baby
    Reading free ebook
    Quick wash on tonight - makes such a diff with a great eco WM
    Training the puppy dog - saves on paying for a professional trainer; Lots of great free instruction vids online too ;)
    Checking out deal for wedding anniversary - 2 x 2 courses and glass of prosecco for £29...

    x
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