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Can any mortgage advisors help me??
Comments
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I agree with you JoeK, 5.2 x joint is pushing it a bit, especially with kids, could she not extend her term as much as poss to keep the payments down. forgive me if interest only, I only skim read the post cos tired...I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
JoeKThere is no other option here but it would mean telling porkies.
JoeK
wash your mouth out young man. LOL Telling porkies is not the way I work. Grovelling on ones knees to a friendly underwriter maybe, well yes reallyI like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0 -
Nope no income protection. I am planning on selling my other property next year as well.
Should you proceed with this, you really should see a good Independent Financial Adviser.
Hope that I have been of help!
The best of luck.
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0 -
I've heard thats not all you do to underwriters on your knees helpfulI am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Mr_helpful wrote: »JoeK
wash your mouth out young man. LOL Telling porkies is not the way I work. Grovelling on ones knees to a friendly underwriter maybe, well yes really
I am absolutely not above grovelling0 -
MortgageMamma wrote: »I agree with you JoeK, 5.2 x joint is pushing it a bit, especially with kids, could she not extend her term as much as poss to keep the payments down. forgive me if interest only, I only skim read the post cos tired...
Thanks for your support MortgageMamma, put that glass of wine down!
Yes it was an interest only and yes the term does not matter.
This is a case of protecting someone from themselves.
On the face of it, this one seems a classic mistery shopper???
Nice to see you active
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0 -
I assure you it is all absolutely true!0
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Thanks for your support MortgageMamma, put that glass of wine down!
No wine tonight Dear, absolutebounder of a headache
Yes it was an interest only and yes the term does not matter.
5.2 x joint + WFTC AND interest only? jesus....
This is a case of protecting someone from themselves.
Correct, I fully agree with what you are saying
On the face of it, this one seems a classic mistery shopper???
There's no such thing as a CLASSIC mystery shopper, they all come in different shapes and sizes
Nice to see you active
Thought I'd better do something before my @@@e got any bigger
JoeK
Night night, off to bed.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I assure you it is all absolutely true!
Don't worry love, that was aimed at me not you! :rotfl:I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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