Weekly Spend Challenge W/C 9th September 2012

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

W/C 2nd September Challengers / Pledges /Total Spent

EverTheOptimist £30/£22.95
Baileys Babe £5/ £0
Heffi1 £30 /£ 13.56
Lottie1987£70 / £53.67
abundant1972 £50 / £213.50
optimistic-mummy £110 / £117

W/C 9th September Challengers / Pledges /Total Spent

EverTheOptimist - £30
Baileys Babe - £5
Optimistic-mummy - £140
Heffi1 - £30
Learning2Budget - £5
Lottie1987 - £70
abundant1972 - £115 / £86.35
oopsadaisydoddle - £50

Hope people don't mind me posting the new thread, but we seem to be stuck on the 26th August challenge thread, so i have taken the liberty of starting this weeks. I will try to keep on top of updating it also.

Good luck everyone.

oopsadaisydoddle

Please can I join?! I'd like to aim for £50 this week. Already spent £6.51 today.

EverTheOptimist

Evening everyone,

Hopefully i have started the new thread ok, and am not treading on anyones toes.

I am pledging £30 for the week. nothing spent so far as my friend paid for tea this evening, as we were celebrating some good news. :j

Have a good week everyone.

EverTheOptimist

Welcome oopsadaisydoddle. :wave:

You can post as little or as often as you want. I find by posting regularly it keeps me on track, as i am embarrassed if i report back a non essential spend.

Good luck with the challenge.

optimistic-mummy

hi THANK YOU FOR THE NEW THREAD ..

my total for last week was £117.00 x

and so far this week i have spent £122.91p but apart from bread, veg and fruit shouldn't need to buy anything else ..... i hope x

Hope everyone is well, hugs to those that need/want one xxxxxx

Lottie1987

Morning everyone yesterday was a bit of a bad/good day. Missed my train in the morning (mainly due to my forgetfulness of very important work stuff) so had to take the bus into work (what's worse is it was the school bus and I had nothing to read and no headphones with me for three quarters of an hour). On the plus side it meant I had to buy two bus tickets instead which cost £2.40 each so was less than what I had budgeted for.

£8.80/£10.00 (£1.20 in savings tins).

Heffi1

Thanks for starting this EverTheOptimist, now I know where to admit my overspends ha ha

I am goping to be good this week as the freezer and cupboards are full, may need a few things for the fridge, but I will see how it goes, I am starting to begrudge spending. :rotfl:

so that it is all on this thread and not the other one, I have a NSD for yesterday and will update as the week progresses.

oopsadaisydoddle

Thanks for having me!

Well today I gave DH £5 for his lunches at work..I'm putting that on here and writing it in my little diary because we're in it together so to speak. Our biggest waste of money is takeaways so when we get to the end of the week, if we haven't got enough for one in my purse, we're not having one!

DH is also off out for a pint tonight (very rare occurence) but it'll probs be a pint of coke! That'll mean an extra couple of £'s.

I also gave DD £3 for football after school. I took a top back to Asda and got £10 for it but needed a couple of towels and a pair of joggers for school for DD so had to put another £3 towards it. Nearly didn't take the top because I'd lost the receipt but glad I did!

So far today I've spent £11...running total for week...£17.49/£50.00.

EverTheOptimist

Evening all

Spends of £4.60 today, bought some chocs for my friends birthday and a bottle of water.

Also have had my nails done but that doesn't come out of this budget.

At least now i have set the thread up i shall know what to do at the weekend if i am required to do next weeks too. You should have seen me messing about with it and writing notes last night. :rotfl:

oopsadaisydoddle

EverTheOptimist wrote: »

Evening all

Spends of £4.60 today, bought some chocs for my friends birthday and a bottle of water.

Also have had my nails done but that doesn't come out of this budget.

At least now i have set the thread up i shall know what to do at the weekend if i am required to do next weeks too. You should have seen me messing about with it and writing notes last night. :rotfl:

I've started doing my own nails. Used to get a file and polish with Shellac but bought all of the stuff off Amazon so save money in the long run. I did spend a bit up front but at £20 twice a month, I'll recoup it in no time! Also my mum and my sis are having theirs done and we're going to take it in turns to buy things so that will save even more!

Lottie1987

Morning everyone. Missed my train home so caught the bus back last night (unfortunately that was an extra £10 taken out of the bank so over budget for the day but what was left after buying bus ticket has been put straight into savings tin to resist the temptation).

£19.25 / £10.00 (£7.85 put in the savings tins)

NSD day for me today to balance me back out.