We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Mortgage ppi reclaim on together mortgage
lorraine1976
Posts: 5 Forumite
Hi,
I am hoping someone can help me. We took out a together mortgage with Northern Rock in 2003 and were told by the lady in the branch i needed ppi on both parts the mortgage and loan part of it as it was our 1st mortgage and its unlikely to be approved otherwise. She also got us to take out home insurance with us and i never knew i could shop around for this. We went to a new provider in 2006 so they were paid off. I want to claim mis-sold ppi but do not know where to start with it being a together mortgage and seperate home insurance.
I have account number here for mortgage but not for home
e insurance. Any help is appreciated.
Thank you
Lainey
I am hoping someone can help me. We took out a together mortgage with Northern Rock in 2003 and were told by the lady in the branch i needed ppi on both parts the mortgage and loan part of it as it was our 1st mortgage and its unlikely to be approved otherwise. She also got us to take out home insurance with us and i never knew i could shop around for this. We went to a new provider in 2006 so they were paid off. I want to claim mis-sold ppi but do not know where to start with it being a together mortgage and seperate home insurance.
I have account number here for mortgage but not for home
e insurance. Any help is appreciated.
Thank you
Lainey
0
Comments
-
She also got us to take out home insurance with us and i never knew i could shop around for this.
There is no requirement to be told that.I want to claim mis-sold ppi but do not know where to start with it being a together mortgage and seperate home insurance.
What evidence do you have to support your allegation? You can bet your life they have nothing to support your allegation. So, unless you have evidence you would expect your complaint to be rejected unless there is another failing.
You have no chance of success on the home insurance front.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
The home insurance is a non starter, you don't have a valid complaint and buildings insurance is mandatory.
You also wont have any proof about the PPI, so that's unlikely to get anywhere.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards