We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Please HELP!!
alfa1_steve
Posts: 2 Newbie
Hi all
my fiancee and bought a house approx one year ago together at the time we had both been in full time permanant employment.
I am now self employed have been for 6mths have no accounts as working tax free in another country.
The relationship has broken down and i would like to keep the house and have my ex partners name removed from the deeds etc.
When i contacted the coventry bsoc they said that they would not do that as i have only been self employed for 6mths and that the only solution would be to sell the house!
This is bad news as we would be hit with early repayment charges etc and estate agent fee's etc and is not a route i wanted to go down after working so hard to get on the property ladder.
I was wondering if it would be possible to speak to a solicitor and have him draw up a contract in which my girlfriend leaves the house( she is happy to do this) i take full responsibilty for mortgage payments etc.
I no that the mortgage will hold us jointly liable but this is the only way i think i may be able to hold on to the house.
Please any help or advise would be appreciated:eek:
my fiancee and bought a house approx one year ago together at the time we had both been in full time permanant employment.
I am now self employed have been for 6mths have no accounts as working tax free in another country.
The relationship has broken down and i would like to keep the house and have my ex partners name removed from the deeds etc.
When i contacted the coventry bsoc they said that they would not do that as i have only been self employed for 6mths and that the only solution would be to sell the house!
This is bad news as we would be hit with early repayment charges etc and estate agent fee's etc and is not a route i wanted to go down after working so hard to get on the property ladder.
I was wondering if it would be possible to speak to a solicitor and have him draw up a contract in which my girlfriend leaves the house( she is happy to do this) i take full responsibilty for mortgage payments etc.
I no that the mortgage will hold us jointly liable but this is the only way i think i may be able to hold on to the house.
Please any help or advise would be appreciated:eek:
0
Comments
-
It sounds like coming to some arrangement between the two of you would be the best plan, which is largely the conclusion you've came to, if you're not wanting to incur any early repayment charges, etc.Scott0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards