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Apply for HSBC mortgage while on maternity?
gemma.zhang
Posts: 405 Forumite
Hi All,
We just got our offer accepted :j over the moon for the new house.
Found a great life time tracker with HSBC (2.19%+BoE). We have 40% deposit and the monthly mortgage payment worked out is 1/3 of our joint-income, normal circumstance, it shouldn't have problem applying for HSBC mortgage.
However one thing I am not quite sure is: I am on maternity leave currently. Would like to know if this will affect our mortgage application?
Anyone successfully received HSBC mortgage offer while on maternity leave?
Thanks in advance.
We just got our offer accepted :j over the moon for the new house.
Found a great life time tracker with HSBC (2.19%+BoE). We have 40% deposit and the monthly mortgage payment worked out is 1/3 of our joint-income, normal circumstance, it shouldn't have problem applying for HSBC mortgage.
However one thing I am not quite sure is: I am on maternity leave currently. Would like to know if this will affect our mortgage application?
Anyone successfully received HSBC mortgage offer while on maternity leave?
Thanks in advance.
0
Comments
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I questioned them about this earlier this year and they advised as long as you had a letter confirming you would be returning to work on the same wage they would consider your full earnings in the affordibility process.0
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