Thursday 6th Sept - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important . :money:

ziggy2407

Good Morning All

Well took a while to remember how to start the thread now Im hoping I've not doubled it, hope everyone has a great day


Today the sun is shining and im just sitting relaxing with a cuppa and watching the squirrels racing round the garden - bliss. More extra hours at work today so we'll see what else I manage to squeeze in:

Work 9-1.30 (not normally these hours but every little helps) - Done
Check Banks - Done
Check swapits - Done
Coke zone codes - Done
Keep up to date on Emails -
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress
Ironing -
Read (from stash) - in progress
Comps -

Hope you all have a great day, love and best wishes to you all

C xx

determined_new_ms

Morning ziggy thanks for starting us off

Today's tasks:
* [STRIKE]checked banking[/STRIKE]
* [STRIKE]pay cc as last op today![/STRIKE]
* all meals from stores - except some fruit for snacks (seem to be snacking on choc and crisps atm!) free courgette soup for lunch and moussakka with free aubergines for dinner :T
* check onepoll
* might go for a swim
* continue to not smoke
* get through the day..
* drink free coffee/water at work
* eat free porridge at work (has been in the cupboards for months so am liberating it!)

That's me everyone x

Candy0107

Morning,

Will be back with a list later but wanted to say Hello ! I'm just off out in a moment for Mother-Daughter bonding so will try to be good and not spend much but can't promise !

Candy xxx

Pernicious

Good lord, where is everyone today?! Come on out lurkers, don't be afraid...we're a friendly bunch

Thanks for starting us Ziggy, I am jealous of your morning in the garden!
DNMS - Thinking of you today hun, remember chin up!! You're so good not giving in to smoking, you should be so proud of yourself!
Candy - Hope you have a great day! Edit:- Just read yesterday's thread too so good luck with that job!

Todays' plan:-

• Food from stores
• Log calories using free app
• Charge phone at work
• Check online banking
• Trying to declutter a bit & do some flylady
• Must try & do a survey or 2
• DH not drinking all month
• Still waiting to hear back from the council - not sure if I should call again?!
• Popped to Mr T's for a few bits, spent less than a tenner.
• Catch up on yesterday's thread
• Free exercise on my pole tonight
• Must study for hopes of better job
• Ring AAT people who never did call back :mad:
• Washing on eco setting
• Hang up to dry
• Email wedding venue again - may have to go down the legal route at this rate...

Have a great, MSE day everyone! x

Oompa_Loompa_2

• Onepoll... 10p to go!! Keep checking!
• Bring lunch to work - hard roll broken into soup @ lunch to make it edible!
• Food from stores
• Swagbucks searches - can't seem to get surveys ever to work so it's just searches and games

Candy0107

Hi gang,

Thanks for starting the thread ziggy - it's lovely watching nature at work....the other night we had dinner al fresco and it was lovely to see the bats flitting about.

Determined - keep going with the non smoking - you're doing so well xx :T

Perni - I thought the thread has been quiet recently (says she who doesn't post that often )


Well, I've had a lovely day today - we ended up getting a bus to Newbury having a mooch around then meeting hubby from work to get a lift home

So, today I have/will :

• Breakfast and dinner from stores
• Lunch at wetherspoons - soft drink and a burger £4.99 so you can't really complain
• Actually managed to phone the tax office about my ni payments - they've received the letter but there's been no action on it in 3 months.....will chase up again when I am on holiday in 8 weeks (not that I am counting)
• Had a mcflurry and a cheap coffee for almost the price of a coffee in a chain
• Actually squeeled with delight that Newbury has a Cath Kidston store - as they opened today there was a raffle running.....filled in my details on a card as there is a chance to win a £250 spending spree.....I was a bit cheeky and asked for one for mum and filled that in for her. We've agreed that if one of us win we split the prize
• Got hubby to stop off at Evans so I can look for a pair of trousers but they didn't do long - when will these companies learn that there are taller plus sized people in the world ??? ( rant over )
• Put change in coke bottle and a £2 coin in my sealed tin
• Got in to a card through the door for a parcel which I hope are my college textbooks
• Got an email to say that quidco has paid out - will move this to my aat fund
• Tried not to get excited for my interview next week (bursting to tell someone but best not)
• Off to WW in a moment - will take a coffee with me as I'm not so keen on theirs

Think that's it for me I'm off for a gossip

Take care everyone

Candy xxx

determined_new_ms

Ha ha candy I guess at the same time they realise there are curvy petites!

headoutthesand

Good evening folks

Today I:-
Checked bank
Made PAD
NSD (except from grocery acc)
Lunch from home (last nights left overs)
Dinner from stores (gorgeous SW recipe)
Wash at 30 with vinegar as softener


I need to sort out Santander paperwork. I'm moving from Halifax for quidco money and I'm a bit nervous. Ill see how it goes and might switch back if it doesn't work out lol

Going to have a wee glass of wine tonight so I'll log off now and get kids ready for bed