Stay away from Accord Mortgages !!!

Irishminds

I am writing this post because if you Google “Accord Mortgage reviews” you get an disused moneysaving expert forum page saying some nice things about Accord Mortgages. As the above post is now closed, I am starting a new post so that I can add my tuppence worth to the debate.

I have had a mortgage with Accord for ten years. They are a nightmare. No matter how much I pay off my mortgage (tens of £1000's) I am always just above the 75% Loan to Value.

Seven years ago I took out an additional loan, so now my mortgage is in two parts (Self cert & Full Status). The Self Cert part is much more expensive than the Full Status part). I accidently paid £20K off my full status part and not the Self Cert part. I wrote to them explaining my mistake and asked them to change it. No chance!

So now one part of my mortgage is less than £10K and all mortgages under £10k are on the SVR (6%). Even though I owe much more than £10K, I'm being charged 6% because part of my mortgage is less than £10K.

The only person I ever met singing their praises was my mortgage broker

Frances (Northern Ireland)

_Andy_

So basically, Accord have done nothing wrong and you want to blame someone else for your mistake. Fantastic.

Simon_gloster

Irishminds wrote: »

I am writing this post because if you Google “Accord Mortgage reviews” you get an disused moneysaving expert forum page saying some nice things about Accord Mortgages. As the above post is now closed, I am starting a new post so that I can add my tuppence worth to the debate.

I have had a mortgage with Accord for ten years. They are a nightmare. No matter how much I pay off my mortgage (tens of £1000's) I am always just above the 75% Loan to Value.

Seven years ago I took out an additional loan, so now my mortgage is in two parts (Self cert & Full Status). The Self Cert part is much more expensive than the Full Status part). I accidently paid £20K off my full status part and not the Self Cert part. I wrote to them explaining my mistake and asked them to change it. No chance!

So now one part of my mortgage is less than £10K and all mortgages under £10k are on the SVR (6%). Even though I owe much more than £10K, I'm being charged 6% because part of my mortgage is less than £10K.

The only person I ever met singing their praises was my mortgage broker

Frances (Northern Ireland)

I like Accord. Good on their state benefits in the day.

If you dont like them, remortgage away.

ACG

Ive always found them pretty helpful when speaking to them.