Welcome to the Bankruptcy Board

solventsoon

Morning everyone :wave:

dojoman

Afternoon SS, IF and our fellow bumpers:):):)

IF

Hiya all :hello:

Really cold here......sun's out and at least there is no rain so can't complain too much

IF

Evening all :hello:

Really cold here and snow is forecast for tomorrow!! :eek:

IF

solventsoon

ifwisheswerehorses... wrote: »

Hiya all :hello:

Hi If :wave:

ifwisheswerehorses... wrote: »

Really cold here......sun's out and at least there is no rain so can't complain too much

It's been freezing here today as well but lovely blue sky and no rain as well:j:j:j:j I'm not complaining either:D

ifwisheswerehorses... wrote: »

I think they could probably remove the "after tomorrow" and it would be about right:D:rotfl::rotfl:

ifwisheswerehorses... wrote: »

Evening all :hello:

Really cold here and snow is forecast for tomorrow!! :eek:

Snow:eek::eek::eek::eek:... I'm hoping we manage to escape it tomorrow... keeping my fingers crossed for you as well If

dojoman

Morning all:)

luvchocolate

good morning to you all. miserable here today snow due this evening
typical when I have a lot of driving this week!!
Take care out there L.O.L x

IF

Morning all :hello:

IF

Welcome to the Bankruptcy (BR) Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.

Written by Fermi our board guide:-

"Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
The Samaritans - Click here

Helpful Links and Information.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to:-
MSE SOA Calculator - Click here
Select the MSE format at the end. Copy and paste onto your thread.

* Blue text on this forum usually signifies hyperlinks, click on the blue links below *

For ‘essential’ BR info the ‘Look here first’ sticky by Fermi.

BR friendly home insurance thread

BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

BR Abbreviations

Beth's Guide Reasons for your BR

Charities who help with BR Fees

Bankruptcy NDL Guide

Basic Bankruptcy Advice & Guide NED CAB

IVA & DRO Board

If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

What to do if you get an insensitive or hurtful comment