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Callcredit?

2»

Comments

  • It updates when the accounts are updated, I must say most lenders update as they please and it's always late, so don't expect any quick results from them.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    assj wrote: »
    It updates when the accounts are updated, I must say most lenders update as they please and it's always late, so don't expect any quick results from them.


    It updates once a month, don't forget accounts don't update at the same time
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Naf
    Naf Posts: 3,183 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    obay wrote: »
    ah ok! I just got my new report anyways and it seems that I have improved from my previous month from 451 to 491 :P
    obay wrote: »
    just want to go from 1 star to 2 stars... really..then i'll celibrate.. really..

    You do know that the figures/ratings you're looking at don't really mean an awful lot, don't you?
    See the MSE article on Credit Ratings. The primary use of your credit file is to check that it accurately represents your financial situation and history. If it does, then job done and you only need to check it once in, say, 6 months for erroneous data or accounts you don't recognise. You can't do anything to your file other than manage your accounts appropriately, and periodically ensure they've been updated correctly, as above.
    Never argue with stupid people, they will drag you down to their level and then beat you with experience.
    - Mark Twain
    Arguing with idiots is like playing chess with a pigeon: no matter how good you are at chess, its just going to knock over the pieces and strut around like its victorious.
  • obay
    obay Posts: 570 Forumite
    yeah, i know it don't mean a lot but i just want to know what leaders have on me.. so it helps me and I want to improve situation soo. yeah.
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
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