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Today’s the day....I’m debt free!!!

It’s taken 5 years since my LBM (aka meltdown) but I’ve done it – every pound, shilling and pence of my £52k mountain of debt is finally gone!!!!

I was a wreck when I started this journey, a depressed insomniac who was in financial free fall....and now......well in simple terms I’m back in the driving seat, I know how to live within a budget, I can balance the books and I sleep soundly at night.

I’m not a regular contributor but I am an avid reader of this forum and have found it to be a wonderful source of support and learning....thank you to everyone who is so giving of their advice and guidance and all the luck in world to those of you who are on your own debt free journeys.

May2013 xxx
LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
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Comments

  • ankspon
    ankspon Posts: 2,371 Forumite
    Well done you,don't overspend again and enjoy your freedom
  • Incredible. Well done.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • Many congratulations. Brilliant:T:T:T
  • downsizer3
    downsizer3 Posts: 683 Forumite
    What an effort - well done - you should be proud! :beer:
    May 2018 - £159k + £3.5K CC - let the countdown begin! :)
    March 2019 - CC gone and bye bye M2 on 31st! £140k to go.:j
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Great to hear another success story! I hope to be posting a thread like this one day!!
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Well done, that is fantastic. An inspiration to us all :T
    Prizes Won in 2012: £3,740
    Prizes Won in 2013: £ 802

    Jazz night canary wharf, War of the world night London, Whitesnake/Thunder Birmingham, Biscuiteer biscuits, Fat he'd products, hotel guide, Beauty me products, A Chorus Line tickets, Charles Worthington products, A little black dress, Rasta mouse books.
  • seriousDFW
    seriousDFW Posts: 405 Forumite
    Debt-free and Proud!
    Wow, what an achievement! Well done!
    DFBX2013: 021 :j seriousDFW £0 [STRIKE] £3,374[/STRIKE] 100% Paid off
    Proud to have dealt with my debts.
  • Absolutely fantastic!! Well done :D :j
    Wealth is what you're left with when all your money runs out
  • artytart
    artytart Posts: 13 Forumite
    today is my lightbulb/meltdown moment...you give me hope & inspiration, well done!
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done you, you must be feeling fantastic.

    And a big thank you for updating, it gives inspiration to others, you just have to look at artytart's post. Now doesnt that also make you feel good.

    Good luck to you.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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