New Diary - Last Time to Debt Free Success

honeypooh1980

Well made another £18 from selling two items on Facebook and have found another 6 to put on eBay so will do that today. Done two loads of washing so far today and caught up on some tv. Didn't get much of a lie in as my neighbours started having their front door replaced at just after 8am and the banging was horrendous. So today is another NSD which is good.

honeypooh1980

Another update. I've been busy with more ebay items and as i get paid on Monday i have successfully saved £200 for cards from the pay i got at the end of August. So far in my card account i have £466 plus another £56 in paypal and i have 11 items ending on ebay which will hopefully net another £50-100.

So i'm hoping by Wednesday this week i will be able to completely pay off the old egg card and pay a big chunk of my catalogue. My hope is to clear the catalogue by the end of October. It's free listing on ebay this week and i have some more items to put on so fingers crossed. October is going to be expensive due to a wedding i'm going to but as i'm on a diet i won't be drinking and i already have the money for the hotel and wedding present. I'm not buying anything new for the wedding as i'm wearing an outfit i wore to a wedding last year that no-one at this wedding will have seen! Plus i'm borrowing a huge fastinator from my mum.

My weight loss (doing weight watchers) is up to 12lbs in 4 weeks. I have a LOT to lose but am already feeling better. I want to lose another 9 lbs by the wedding (only 4 weeks away today) so fingers corssed i can hit that goal.

I'm off for a shower and a relax now as cleared the front garden today and hoovered the whole house. Will also hunt out more items to ebay.

honeypooh1980

Well i have 5 more items for sale on ebay and i have a bid on one already.

Today i paid £466 onto my old egg card and the balance of this is now down to £64 :T i have another £147 due to arrive in my account from paypal in the next couple of days so once i pay off the rest of the egg card it will leave £83 to pay against my catalogue. Aiming to raise another £100 before the end of October so along with anything i can save from October i will be able to pay off my catalogue bringing me well under the £7k mark.

I must say that keeping this diary is a big help and definitely keeps my mind on saving as many pennies as possible. This is definitely the most progress i have made and am determined to get this debt down. I'm hoping to be able to save £200 a month to go onto my debt and i am determined to have the debt gone by the time i go on my next holiday in April 2015 which is 30 months.

As part of my regular outgoings i save £100 per month which will be going towards the holiday (hubby looks after this). Also we finish paying a finance plan next May (0%) so the £170 odd a month that this costs will go towards the holiday. We are aiming to have £10k for the holiday as this is potentially are last huge holiday as we have sort of agreed we will think about kids once we have had this holiday before i get too old (will be 35 in 2015).

My weight loss goal is also linked to the holiday which if i stick to my plan to lose 2lb a week i will have got to goal well before the holiday and i can enjoy all the new clothes.

Sorry for the ramblings but it helps putting it all down.

honeypooh1980

Got one of the payments i was waiting for from Paypal so used it to pay off the rest of my old egg card so this has a balance of zero which i'm so chuffed about :T:j. Hoping the next payment will hit my account tomorrow so then i can pay some more of my catalogue and bring the total amount to under £7k.