The Spend Free September NSD Challenge

marmiterulesok

beanielou wrote: »

marmite~the 28th of Sept is this Friday?
Thank you for your massive update

Oh yes,you're right!

I mean the 30th and the 7th are the dates that I need someone to do the update.

'blushes'

citizenkitten

marmiterulesok wrote: »

Oh yes,you're right!

I mean the 30th and the 7th are the dates that I need someone to do the update.

'blushes'

i will take the proverbial one for the team on the 30th

anyway NSD 4 for me! YAY

tomorrow spendy day as I will be having dinner with friends! YUM!

solventsoon

marmiterulesok wrote: »

Oh yes,you're right!

I mean the 30th and the 7th are the dates that I need someone to do the update.

'blushes'

Sorry marmite, I can't do them. I'm having enough problems doing Monday and Tuesday at the moment, I can't fit any more in.



NSD no 20 for me today and my target met, yippppppeeeeeeeee:j:j:j:j:j:j

Hope everyone's had a good weekend, I'll be back tomorrow with another update, see you all then :wave:

BritAbroad

Managed to nab NSD no. 9 yesterday!

freebyfifty

Good Morning

NSD #23 for me yesterday.:T It was such a gorgeous day here I spent it tidying the garden ready for winter (which appears to have arrived today :rotfl:)


Have a great day everyone. You have to do Monday to get to Friday

freebyfifty

marmiterulesok wrote: »

Oh yes,you're right!

I mean the 30th and the 7th are the dates that I need someone to do the update.

'blushes'

citizenkitten wrote: »

i will take the proverbial one for the team on the 30th

anyway NSD 4 for me! YAY

tomorrow spendy day as I will be having dinner with friends! YUM!

Sorry Marmite, I meant to post yesterday but forgot

I can do the 7th October but not the 30th, so that works out with citizenkitten just fine :j

You'll be able to sleep easily now :rotfl:

marmiterulesok

citizenkitten wrote: »

i will take the proverbial one for the team on the 30th

anyway NSD 4 for me! YAY

tomorrow spendy day as I will be having dinner with friends! YUM!

Thanks citizenkitten!

Enjoy the meal and well done on getting no. 4!:j

freebyfifty wrote: »

Sorry Marmite, I meant to post yesterday but forgot

I can do the 7th October but not the 30th, so that works out with citizenkitten just fine :j

You'll be able to sleep easily now :rotfl:

Thanks freeby!:)

solventsoon wrote: »

Sorry marmite, I can't do them. I'm having enough problems doing Monday and Tuesday at the moment, I can't fit any more in.



NSD no 20 for me today and my target met, yippppppeeeeeeeee:j:j:j:j:j:j

Hope everyone's had a good weekend, I'll be back tomorrow with another update, see you all then :wave:

No need to apologize!And well done on reaching your target!:j

Fae

Thanks for the good wishes, should hear this week

NSD 12 yesterday getting closer

Fae

flubberyzing

No NSD for me today!
Decided to take myself back to eye casualty this morning as my stitches were bloody agony yesterday. Turns out one internal stitch was poking up through the surface! Unfortunately, because it's an important stitch (apparently), all the dr could do was trim it back with a pair of scissors! :eek: It's loaded up with local at the moment, but I can tell it's doing better. I have new numbing ointment and have been told to come back for another trim if needed! Phew!
Anyway, that was £2.50 parking, plus a perscription from Tesco. So I got a couple of bits I needed anyway. What a morning! I hope everyone else is drama-free!

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!