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The Spend Free September NSD Challenge
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Am upto NSD Number 4 in September!:j20p Saver Club #33 60p/£100
Christmas Saving £0/£1300
Saving Target 2014 £25/£10000 -
Paid for train tickets out of budgeted money & no other spendsPAID OFF FEB 2014 - £62.00
PAID OFF MAR 2014 - £53.54
PAID OFF APR 2014 - £47.00
PAID OFF MAY 2014 - £62.800 -
Rising~Thats not good about Maisie.
Hope you can work out a way round it.
1/2 0ff this week.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD 4 for me!
Had a little spend over the weekend - nothing major, just a couple of birthday cards, some groceries and essentials! It's getting tough because it's my friends birthday in 2 weeks and I really want a new dress. Normally I would literally buy about 5 - promising to take 4 back, but in reality would always end up with at least 2. I'm trying to be strict now, and either wear something again or make one under £30 purchase and stick to it! Probably sounds really silly I know! I'm also trying to plan buying her present and bits for her party on one day, after withdrawing a set amount of cash so I can't overspend!
Glad you're all doing so well! X
Bank Overdraft 1 - £1287; Overdraft 2 - £900; Credit Card - £395; Store Cards - £340; Car Finance - £8450:
Trying to reduce debts one step at a time!0 -
NSD number 5&6
booked for yesterday and today.
Saturday was a spend day as we bought decking oil, roofing felt and new curtains :rotfl::rotfl::rotfl:
At least the food shop was much cheaper with a list and no cheeky spends!!!!0 -
I failed on my first attempt! I got so busy helping my mum with paperwork last night that I went to bed ridiculously late and as such I didn't make my sandwich for work.
I've made my sandwich for tomorrow already.
So, onwards and upwards.Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Evening all - first day of the hols and yes, I've been on email half the day. however I did manage to find enough time to also go out and spend (incl some tap washers that the silly boy at the big orange DIY shop sold me which are wrong, I've opened the pack but going to take them back as I showed him the washer that needed replacing and he said the ones that don't fit ...would)
Rising - perhaps you could get Maisie one of those head lamps :rotfl: poor thing, wonder if she had a bad experience peeing in the dark before (I know I have :rotfl:)
Nargle - I have no idea about the kosher beans, is it anyting to do with how they are produced, or perhaps it has to be a kosher factory so there is no risk of cross contamination? ps did you see emslovesmickey's recipie for chicken and banana bread , sure Igor would like to try that :rotfl:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD #7 & 8 for yesterday and today."Whether you think you can, or you think you can't -- you're right" - Henry Ford0
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I failed on my first attempt! I got so busy helping my mum with paperwork last night that I went to bed ridiculously late and as such I didn't make my sandwich for work.
I've made my sandwich for tomorrow already.
So, onwards and upwards.
Hmmmmm...... Pickle, we don't "fail" on this threadwe just don't quite get there
:D
Keep going, you can do it xThe time you enjoy wasting is not wasted time
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Hi lovely people :wave:
Here comes Monday’s update, loads of NSDs pouring in at the moment, well done everyone
Welcome to:
:hello: missyv30 - hi and welcome. Freeby will add you to the front page with your 10 NSDs and 4 in a row. Good luck with getting your targets, you can do it!:D
Well done to:
:j:j:jIf - no 6 in the bag for you, well done
:j:j:jkerri - no 5 in the bag for you, well done. And yay to a week off!
:j:j:jLMac - no 5 in the bag for you also, well done. Good thinking on the trip into town, hope it worked out OK
:j:j:jVictoria Ke - no 4 in the bag for you, well done
:j:j:jfreeby - no 9 in the bag for you, you’re doing brilliantly, keep going!
Raining here now as well.... there goes our summer!
:j:j:jsf - no 6 in the bag for you, well done
:j:j:jLoubell83 - no 3 in the bag for you, well done. Sorry you’re not feeling well, hope you’re on the mend soon xx
:j:j:jthriftylass - no 3 in the bag for you, well done
:j:j:jbrokemedic - no 5 in the bag for you, well done
:j:j:jL2B - no 6 in the bag for you, well done and fingers crossed you’ve managed 4 in a row!
:j:j:jmarmite - no 8 in the bag for you, well done, and thanks for the fabby update
:j:j:jdonna dynamo - no 4 in the bag for you, well done
:j:j:jHeffi1 - no 3 in the bag for you, well done
:j:j:jdebtfree future - no 6 in the bag for you, well done, halfway there now
Fingers crossed the shopping isn’t too spendy and you are so right about lunches....
:j:j:jstripeyjumpergirl - no 7 in the bag for you, well done
:j:j:jemslovesmickey - no 6 in the bag for you, well done. Very MSE cooking today, yay!!
:j:j:jRed - no 7 in the bag for you, well done. Sorry you got soaked today, that’s not good
:j:j:jNargle - no 5 in the bag for you, well done
Re the baked beans, I think non-kosher beans have fish or fish stock in the sauce, I read that somewhere, that’s possibly the reason?
:j:j:jrising - no 8 in the bag for you, well done. Oh dear, sorry about Maisie, that’s not good
:j:j:jMelaniep101 - no 4 in the bag for you, well done
:j:j:jHoHoHooffwegoKaren41 - no 6 in the bag for you, well done. Sorry you’re not feeling brilliant, hope you’re on the mend soon xx
:j:j:jbrummiebabe - no 4 in the bag for you, well done
:j:j:jxKasi - no 4 in the bag for you, well done.
The dress dilemma doesn’t sound silly at all, well done for being organised, you can do it!
:j:j:jpenny73 - nos 5 and 6 in the bag for you, well done
:j:j:jOoDNOoD - nos 7 and 8 in the bag for you, well done
Sorry this is a bit quick, I've been engrossed in the Murray / Djokovic match and been a bit distracted:o:o
See you all tomorrow for another updateThe time you enjoy wasting is not wasted time
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