We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Expat Mortgage Query

michty6
Posts: 43 Forumite
I understand from looking around that expat Mortgages are generally limited to 75% LTV (with only other specific circumstances where you are allowed a Mortgage with a higher LTV).
Does anyone here know if you applied for a joint Mortgage - with one person resident in the UK and the other being an expat - if this limitation still applies or can you get higher LTV values by making this sort of application?
Thanks
Does anyone here know if you applied for a joint Mortgage - with one person resident in the UK and the other being an expat - if this limitation still applies or can you get higher LTV values by making this sort of application?
Thanks
0
Comments
-
Generally still an expat mortgage as you cannot be credit scored at your current main residence so it would still need manual underwriting and the ltv restrictions would be imposed. The other applicant would be ok.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards