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Expat Mortgage Query

I understand from looking around that expat Mortgages are generally limited to 75% LTV (with only other specific circumstances where you are allowed a Mortgage with a higher LTV).

Does anyone here know if you applied for a joint Mortgage - with one person resident in the UK and the other being an expat - if this limitation still applies or can you get higher LTV values by making this sort of application?

Thanks

Comments

  • Generally still an expat mortgage as you cannot be credit scored at your current main residence so it would still need manual underwriting and the ltv restrictions would be imposed. The other applicant would be ok.
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