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How on earth are we locked in for life?

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  • It was a protection charge that should never have been put onto a paid off credit card. They failed to send bills and we only knew about it when we were contacted by a third party.

    We complained, realised the error, removed the charges and supported the claim on the credit score.
  • Ah.....now the light has come on. Is there a default,ccj on file now.
  • noddynoo
    noddynoo Posts: 346 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Its the CCJ plus i think LTV too high for IO as deposit is not enough maybe. Banks are trying to get rid of anyone they can atm
  • No, no ccj. Nothing like that at all. Just late charges that have been removed.
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