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is it too early to start looking at remortgaging?
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Fuzzyness
Posts: 635 Forumite
My fixed term finishes at the end of February i.e. 6 months time give or take a few days. I currently have consent to let with my current residential mortgage but do not intend to move back into my house at the end of February, so will be looking to remortgage to a buy to let mortgage going forward. I've been keeping an eye on rates and was wondering whether its too early to start the process of looking for a new product now. I guess there is no harm in getting a broker onto it and testing the waters but do offers last for up to 6 months or is it really a bit too early? thoughts welcome.
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About 3 months before the deal ends, there are some lenders who will keep and offer for 6 months, just remember a valuation only lasts for 3 months.I am a Mortgage Advisor. You should note that this site does not check my status as a Mortgage adviser, so you need to take my word for it. This signature is here as i follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldnt be seen as financial advice.0
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a bit early then to start looking now. thank you.0
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Personally I believe rates will become more competitive over the next few months, so wouldn't jump in yet.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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i'm inclined to agree. there's no rush so will see how things pan out.0
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