Letter to send to creditors

rayday2

Apologies if this is in the wrong place took me forever to remember my sign on and been well over 2 years since I came - apologies life has been more than hectic if anyone remembers me.

Anyway less waffle, I have been on my own DMP for donkeys years. I have an account that two debt collection agencies chased me for, so I sent them the naughty letters and none of them could provide me with the relevant paperwork the credit agreement. Both sent it back to original creditor. Over the years they keep sending different agents and I always do both naughty letters and I have just moved and don't really want other people having to put up with it when my mail redirection ends, also don't really want new address to have them as it is rented. Is there a letter I could send to creditor to stop them keep trying with different agents.

I was always happy to pay but it wasn't fair when they had two people asking me to so I am not someone who tries to avoid paying. Thanks for any advice

Oh and hello to anyone my name rings a bell too! :beer:

shedhead55

It is a clear the breach of OFT guidleines on debt collection for multiple agencies to chase the same debt: section 3.7 c" multiple businesses seeking to recover the same debt at the same time, resulting in repetitive and/or frequent contact with the debtor (or his representative) by different parties ". Obviously you have grounds to complain about this but unless you dispute the debt or it is over 6 years old and meets the other conditions to be statute barred then you cannot stop them pursuing you as long as they do so within the OFT guidlines.