We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

Loan for really bad credit

hi,

anyone know any decent loan companies that will approve a loan for around £2000 when you have really bad credit or companies that take your info into consideration without certain checks?

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Write the following letter:

    "Dear Mr Money Lender,

    I have forgotten to pay my loans on time in the past. Please will you lend me £2,000.

    My knee caps are clean and ready to take whatever's coming.

    Yours sincerely,

    Death_pill"


    In all seriousness, no. At least not at a sensible price. Don't go scanning the brokers as they will invariably scam you out of £70 and not find you a loan. Avoid the pay aye at loan companies as they are a route to misery for many.

    Perhaps clarifying your "really bad credit" will help others to verify my answer or identify an alternative.

    Perhaps saving up is the route to go down if you can afford a loan payment.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    From the MSE English dictionary.

    Really bad credit:

    Thinks loan payments are optional.
    Thinks has been mis-sold the loan.
    Thinks he needs shinny item NOW.
    Thinks its all the fault of the nasty banks.
    Thinks he can afford it even though struggling already.
    Thinks the bigger the APR the better as bigger numbers are better right!
    Thinks getting one loan to cover another is good money management.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    You sound a really sensible guy with money Phil.

    http://forums.moneysavingexpert.com/showpost.php?p=55378817&postcount=1
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Relax,when you get your shiny new phone you can ring around all you like.
    Space available for rent
  • 27col
    27col Posts: 6,554 Forumite
    Let's think about this. If you were in the money lending business, and I told you that my credit record was as bad as you say that yours is. Would you lend me any money. I think not. So there's your answer.
    I can afford anything that I want.
    Just so long as I don't want much.
  • DCFC79
    DCFC79 Posts: 40,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 August 2012 am31 10:17AM
    Peelerfart wrote: »
    Relax,when you get your shiny new phone you can ring around all you like.

    Only thing he would be able to do as his knee caps will be smashed in, might end up with broken so would have to sell the phone.

    Whats the money for OP ?

    OP get rid of the phone contract and sell the phone for a start.
  • Why £2,000? Why borrow? Surely the first time the elastic band snapped was painful enough?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.4K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 241K Work, Benefits & Business
  • 617.3K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.