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Mortgage condition: credit card balance

Ellie83
Posts: 525 Forumite
Hello everyone. A bit of a silly question as I think I know the answer but I just would like to check with you savvy mortgage people... 
We got an official offer from Nationwide and one of the conditions for them to deliver the money when needed is that our credit card balance should be at £0. (The balance is always settled in full every month)
Surely it doesn't mean that we can't use our credit card anymore, only that we need to make sure the balance keep being repaid every month?
Thanks for your advice

We got an official offer from Nationwide and one of the conditions for them to deliver the money when needed is that our credit card balance should be at £0. (The balance is always settled in full every month)
Surely it doesn't mean that we can't use our credit card anymore, only that we need to make sure the balance keep being repaid every month?
Thanks for your advice

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Comments
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Correct. They want it to be paid off at the time the mortgage starts. You could however carry a balance again after that.0
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Deleted_User wrote: »Correct. They want it to be paid off at the time the mortgage starts. You could however carry a balance again after that.
Thank youI don't want to carry a balance but I just wanted to check I was still allowed to use my card for online shopping purposes
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