Debt from holland passed to cci legal HELP!!

meanyboy

i have a debt from a dutch bank from 2004 of 40k euro i bought a house got into trouble so came back to uk house repossessed and auctioned i know this from a little digging as i made flight under cover of darkness and told no one.
first had a dutch Collection Agency sent a letter and e mail which i ignored in late 2011 7 years later.

Since then cci legal have been sending several letters for the recovery of the debt
which i have also ignored
latest letter today states:
that because they havent had any response they are obliged to seek the clients
immediate authority to serve legal procedings and to avoid further difficulty
it would be helpful if their agent called for the purposes of serving the court form
and for me to confirm my address for the service of legal documents
copies of all prior correspondance will be placed before the courts as evidence of our efforts
to resolve this matter
or i can still pay of course...........

is this a ploy to try and get me frightened and to acknowledge the debt which i have so far refused to do and will continue to do so

Im still not convinced i can be made to pay and will simply refuse to open the door to anyone
i dont recognise
does anyone have any helpful advice in this matter thanks

chanz4

You need to check the dutch legal systems regulations, and duristrictions

oldhand

If they look like this dont answer..............:cool:

Lensman_2

This looks like a threat-o-gram. "Will refer to our clients" means the clients didn't pass the account on with a mandate to take it to court.

Personally I would ignore it and wait for the next one (which will be a discount offer if it is still letters being sent out by a computer programme).

When did you last acknowledge this debt? You need to know what the equivalent of the Statue of Limitations is in Dutch law...

meanyboy

Hi thanks for the replies,Lensman i left Holland in 2004 i have never acknowledged this debt nor will, the letters do seem to be computer generated The Dutch Statute Barred system is the same as England i believe,so in Holland i dont believe although im not sure that the debt can be enforced even if i still lived there,so i am starting to think the debt has been bought by this uk collection agency miles out of date to chance their arm and see what they can get out of it by trying to put the frightners on.....alas i own nothing have no assets so they are on a road to no where and i dont think because the debt is in fact SB in Holland how could an english court enforce a foreign debt? Especially one 8 years old?
Or maybe im going to the clink lol?

fatbelly

Hi. I think you & lensman are right. Standard threatogram. Little chance of a court claim and defendable anyway. Ignore.

jojo1964

meanyboy wrote: »

i have a debt from a dutch bank from 2004 of 40k euro i bought a house got into trouble so came back to uk house repossessed and auctioned i know this from a little digging as i made flight under cover of darkness and told no one.
first had a dutch Collection Agency sent a letter and e mail which i ignored in late 2011 7 years later.

Since then cci legal have been sending several letters for the recovery of the debt
which i have also ignored
latest letter today states:
that because they havent had any response they are obliged to seek the clients
immediate authority to serve legal procedings and to avoid further difficulty
it would be helpful if their agent called for the purposes of serving the court form
and for me to confirm my address for the service of legal documents
copies of all prior correspondance will be placed before the courts as evidence of our efforts
to resolve this matter
or i can still pay of course...........

is this a ploy to try and get me frightened and to acknowledge the debt which i have so far refused to do and will continue to do so

Im still not convinced i can be made to pay and will simply refuse to open the door to anyone
i dont recognise
does anyone have any helpful advice in this matter thanks

comment below is cut and pasted from Expat focus website, might be worth checking on their website.

You would need to check the time limit for Stature barred debt in the Netherlands - I think it is 5 years but when this would expire obviously depends on when you last made any payments.

samtel

Slightly OT but I am currently dealing with CCI legal for a disupted debt and I can honestly say I have never dealt with such a bunch of clowns.

They deal with everyone with a 'one size fits all' approach. If their clients say you owe money then you are dealt with as though you are a crook. I had one 'advisor' shouting down the phone at me!

DVardysShadow

samtel wrote: »

... I had one 'advisor' shouting down the phone at me!

When that happens, ask them to speak up a bit.

meanyboy

I have never made a payment or acknowledged the debt and look forward to anyone trying to be heavy handed being a 6 ft 4" martial arts expert ........

waiax73

oldhand wrote: »

If they look like this dont answer..............:cool:

hahahaha


Meanyboy.... Let me get the facts right. You got into debt, fled the country and you don't want to pay it back, right?