Wednesday 22nd August - What Small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning guys :wave: early start for me (woke up at 4.45 :eek:) so thought I'd start us off. Haven't posted for a couple of days as have been dealing with the quitting smoking demons but am now starting to feel human again :T

Things for today:
* check banking
* received email from Lensway to say they have received my glasses and are processing my refund. If I am lucky I will get the refund before cc payment :T
* not smoke :beer:
* NSD?
* all meals from stores
* grate and freeze some cheese to stop it being eaten by dd
* read martin's newsletter and signed up for the week's free gym trial
* fold up clean washing & hang up washing in machine
* go for a walk/run later

ok that's me I think. Have a great day :A

Nottoobadyet

Gmorning, DNMS! Huge stopping smoking kuddos to you.

So quiet in here these days! Where is everyone?

Good news here is that we've found roommates for the forseeable future, which takes some financial pressures off. Bad news is that we still havent been refunded for the robbery, need to deal with that...

Today:
- bike everywhere I need to go
- pick up new dresser from carpenter (yes, I move furniture by motorcycle. Dont judge me! )
- go to different carpenter to order frames
- happy hour at our local
- roomie cooking curry for dinner
- charge music player at work so I can go to the gym later in the week
- repay excess per diems at work
- pay dog walker
- follow up on new contract for work
- work hard as feeling a bit snowed under

Happy hump day, everyone!

Tiggy10

Morning all!
Thanks DNMS good luck with not smoking!

today i will:
- go to the gym
- check banking
- figure out how to temporarily fix the hole in my exhaust until I get paid next week. Always happens when you have no money!
- sort out planning and resources needed to take into school to start my prep for september.
- all food from home
- dinner with the bf
- need to do some flylady jobs round the house
- aim for NSD!!

Thats all for this Hump Day. (The hump in the middle of the week- once your over it its all down hill to the weekend!)

Edit: Nottobadyet i just saw you also call it hump day, defo thought i was the only one hence explanation!

La_escocesa

Hello there :hello:

Has been quiet - hope everyone is doing well.

Here's me:

Used bus pass

Packed lunch

Brekkie at home; no shop-bought croissants for me

Free tea in work x 2

Going home at lunch to walk the dog - much better than going round the shops :cool:

Sent for latest MS payment - making it £45 this month :T

Buy tuna for tonight's baked tatties

Locally made yoghurt snack - only 32p

Visiting friend to take back the step ladders she lent us - cheaper than buying something I'll use once a year

Bit of voluntary work

Need to make headway cleaning the kitchen…

sibles

Happy HumpDay one and all!! (Tiggy, we call it that too, such a great explanation!)
DNMS awesome news on stopping smoking!
I failed at my NSD yesterday, no pink box for me We had a little wander round Mr S and got some bits we needed and some pressies for nephews birthday. I shall try again today!

Otherwise today I have/will:-
- coffee made in the office kitchen, not bought
- breakfast and lunch from home
- snacks from drawer
- clicks and searches
- check on banking
- going for a walk with colleague at lunch so will leave purse here

can't think of anything else, have a great day all!

princess_pea

Hello everyone,

I am full of cold atm, I think it might be due to my soaking last week. I now have an umbrella thanks to my mum sending me some money to get one :A

So today in amongst the sniffles and sneezes...

NSD
All meals from stores
Check meal plan - we should have enough food to last until pay day as I had to get a little shop on the cc
Work hard!
Get assignment posted
Check CC balance tonight so I can update my signature
Check surveys
Have another early night tonight
Remember to take vitamins and cold n flu tablets!

Have a lovely day everyone, I'm off for a lemsip! :coffee:

Pernicious

Hi everyone,

Feeling a bit glum today, lack of sleep from noisy neighbours is taking it's toll, & I feel so overlooked at work

Thanks for starting us DNMS, & well done for stopping smoking, this time it's gonna happen for good, I can feel it!
NTBY - Glad you've got some new roomies to take the edge off things! Hope your refund is resolved soon.
Princess Pea - Hope you feel better soon.

Today's plan:-

• Food from stores
• Make use of free water at work
• Log calories using free app
• Charge phone at work
• Check online banking
• Trying to declutter a bit & do some flylady
• Must try & do a survey or 2
• Keep a log of noise for council
• Making use of tkd membership
• Find a nice but cheap pressie for my youngest niece's birthday, she's 1 next week!
• Catch up on yesterday's thread

Have a great, MSE day everyone! x

mummy2threeboys

Afternoon all, hope your having a good day princess pea get well soon , and dnms good luck with the no smoking, im no 7 years smoke free and love it.

had a bad night sleep dh came over (still staying at mms whilst the hosue is renovated..1 more week i hope to be back by the weekend) and anyway he woke me up because he has night terrors then i spent all night trying to go back to sleep, got up at 4.30 went downstairs got 1 hours sleep, then thought id catch up at lunch time but nope next door woke the baby 20 mins into his nap with his petrol strimmer rarrr!

things to do today
3 loads washed and line dried
check out mums cupboards meal plan for her and make shopping list accordingly (she doesnt do this lives alone and is shocked our weekly shop is about £50 a week for 2 adults and 3 kids ..hers is almost this
washed up the mse way ..ie no dishwasher
checked top cash back
was going to check banking but i froze myself out and now have to wait for a new security key duh
checked for surveys and quaified for 3
collected my £10 swagbucks paypal voucher

happy hump day (i did wonder what that was until last year lol)

ellesbellesxxx

Hello all,
Loving the expression "Humpday"
Spent all day at school getting displays done... so this evening seeing if I qualify for any surveys, put some more things in local paper.

Have a great evening!